Compare car insurance
Find the right car insurance for your vehicle with Comparis.
Your essential guide to car insuranceBenefits of comparing car insurance
Over 10 insurers compared
Compare the deals offered by different Swiss car insurers.
Compare without any obligation
Request several quotes in just a few steps.
Take out insurance online
You can take out car insurance directly with different providers via our brokerage partner Optimatis.
Over 10 insurers compared
Compare the deals offered by different Swiss car insurers.
Compare without any obligation
Request several quotes in just a few steps.
Take out insurance online
You can take out car insurance directly with different providers via our brokerage partner Optimatis.
Arrange your car insurance in just a few steps
Car insurance provides financial protection for different types of loss or damage. With the car insurance comparison tool from Comparis, you can find the right car insurance for you – quickly and easily.
To calculate individual insurance premiums, insurance companies need information about the vehicle and the driver(s).
You can choose between three different types of cover:
| Insurer | Scope of cover | Recommendation |
|---|---|---|
| Third-part liability | Property damage and personal injury to third parties | Compulsory |
| Partial casco insurance | Damage to your own car not caused by you (e.g. marten damage) | Optional (exceptions: leased vehicles) |
| Full casco insurance | Partial casco damage plus collision damage caused by you to your own car | Optional (exception: leased vehicles) |
You can find more information about insurance cover in the following articles:
When is it worth switching from full casco to partial casco?
Compare the insurance deals in your personal result list. You’ll also see whether you can save on premiums by choosing different cover.
Make your selection. Then order several quotes conveniently and with no obligation through our brokerage partner Optimatis. A car insurance quote is valid for 30 days.
In a hurry? With some providers, you can take out your car insurance directly online via Optimatis.
This comparison tool contains products from providers that accept quote/contact requests from Optimatis. The providers listed in this comparison tool use the interface offered by Comparis.
The search results are ordered according to objectively measurable criteria (cost of premiums and cover). Offers excluded from this are clearly marked as “advertisement”.
What you need to know about car insurance in Switzerland
Car insurance is not something you deal with every day. We’ve covered the most relevant topics here to provide you with a quick overview.
Types of cover
Registering a car
Changing car insurance
Cancelling car insurance
Changing vehicle or keeper
Cancellation reminder
FAQs about car insurance
The cost of your car insurance premiums in Switzerland depends on a number of factors. These include:
The value of the vehicle
The main driver (e.g. age and gender)
The type of cover (e.g. how high your deductible is)
You can find all the influencing factors in our article on savings tips for car insurance.
Our tip: it’s worth comparing car insurance.
Here are some tips to help you find low-cost car insurance.
Compare car insurance: you can use the Comparis premium calculator to do this. At the same time, establish whether you need partial or full casco insurance for your car, or whether third-party liability insurance is sufficient.
Be cautious when it comes to add-ons and special offers.
Take advantage of discounts and reduced premium models.
Compare the terms and conditions of insurance.
You can find more tips in our article on savings tips for car insurance.
In May 2024, Comparis surveyed the Swiss population to assess its level of satisfaction with Swiss car insurers.
The survey showed that all insurers received ratings of “good” to “very good”. The best performers were Mobiliar and Vaudoise.
Third-party vehicle liability insurance is compulsory in Switzerland. Partial and full casco car insurance, on the other hand, are optional in most cases.
You can find more information on this topic in the following articles:
In Switzerland, you can generally cancel your car insurance in the following cases:
Your policy is expiring
You’re changing vehicle
Your premiums change
A change of keeper
After making a claim
Find out more about changing car insurance.
You should usually cancel your car insurance in writing, and ensure the letter reaches the insurer by the deadline. You can use our template to create your cancellation letter.
The notice period varies depending on the insurer. Use the free cancellation reminder from Comparis.
If you occasionally drive someone else’s vehicle, it’s worth taking out cover for driving other cars. This is a personal liability insurance add-on.
If you have an accident in someone else’s car, different types of insurance may cover the damage. This also depends on possible third-party damage – i.e. damage to other vehicles or people. The first step is to check the cover provided by the driver’s own car insurance.
The next step is to examine whether you can pass on the benefits to other policies held by the driver, such as accident insurance or personal liability insurance.
