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  • Insurance
  • Car insurance

Car insurance

  • 1 Vehicle, driver and cover
  • 2 Additional questions and discounts
  • 3 Overview of results
  • 4 Request quote
Affordable: find the best deals offered by Swiss insurers
Easy: just one click to receive a quote by e-mail
Exclusive: get tips on comparing quotes and make the right decision

Vehicle data

More information
How does Comparis find your vehicle?
The vehicle is identified using data from the Federal Roads Office (FEDRO). This search function will not find imported vehicles or vehicles with new or interchangeable number plates.
The vehicle data for your was found. Please select your vehicle type from the list.

Not your vehicle? Try searching using Make or Type certificate.

Your vehicle was found.
Unfortunately, we were unable to find the vehicle. Try searching using the vehicle make or type certificate. Unfortunately, the maximum number of requests has been reached. Please search for your vehicle using the make or type certificate.

,
,
Source: Federal Roads Office (FEDRO).
Your vehicle is not in the list? Try searching using Make or Type certificate.
More information
First registration
The date on which the vehicle was first registered to a number plate.

This date can be found on panel 36 of your vehicle registration document (month and year).
Please select the exact vehicle type.
Unfortunately, we could not find all the data for your vehicle using the number plate search.

This may occur in the following cases:
  • The vehicle or number plate is very new.
  • The number plate is an interchangeable number plate.
  • The number plate belongs to an imported vehicle.

Tip: you can search by make to find the prices for a similar model of vehicle. If that is not successful, you can request the quote directly from an insurance company.

Car insurers in Switzerland

> Allianz
> AXA
> Baloise
> Dextra
> Mobiliar
> Elvia
> Generali
> Helvetia
> kasko2go
> PostFinance
> smile.direct
> TCS
> Zurich

More information
Price of accessories
With most insurance companies, standard coverage includes car accessories valued at 10% of the vehicle's catalogue price. If your car's accessories are more or less valuable, you can adjust the proposed amount accordingly.
More information
Leasing
If you lease a vehicle, you must take out collision casco or full casco insurance (= comprehensive and collision insurance) with the replacement value supplement.

Main driver details

More information
Main driver
Please specify the person using the vehicle most often.
Please enter a valid date.
More information
Category B driving licence
On the new Swiss driving licence, the date of the driving exam is noted on the back side under item 10, category B.
Please enter a valid date.
Please enter a valid date.

Policyholder details

More information
Policyholder
The policyholder is the person who takes out the insurance and thus has the associated rights and responsibilities.
Please enter a valid date.
Please enter a valid date.

Details of insurance cover

Comparis can work out the cover for you and your vehicle and ensure you get a great value for money.

More information
Basic coverage
Our recommendation (pre-selection) for the basic coverage depends on the vehicle's age and whether it is leased or not:
  • Leased vehicles: collision casco is mandatory
  • Age of vehicle up to 4 years: collision casco is recommended
  • Age of vehicle up to 8 years: partial casco is recommended

Basic coverage

More information
Why do I need liability insurance?
Liability insurance is mandatory and covers damage you inflict on others with your vehicle.
More information
Partial casco

Partial casco (or collision insurance) covers the following risks:

  • Theft of the vehicle
  • Natural hazards such as hailstorms, landslides, flooding, etc.
  • Damage to windows and possibly also other parts of the vehicle made of glass or glass-like materials
  • Collision with animals
  • Acts of vandalism such as intentionally broken aerials, screen wipers or wing mirrors, punctured tyres
  • Damage caused by martens
Tip: Since repair costs for replacing the windscreen etc. do not necessarily decrease with increasing vehicle age, it may well be worth buying partial casco insurance for older cars, too.

More information
Collision casco
Collision casco insurance covers damage to the insured vehicle caused by the driver him-/herself. Leasing companies usually require collision insurance for leased vehicles.

Recommended for newer vehicles up to about 4 years.

Supplementary coverage

More information
Bonus protection
This endorsement makes sure that the bonus level – and thus the premium – does not increase in the insurance year following a one-time (sometimes also repeated) claim(s).
More information
Bonus protection
This endorsement makes sure that the bonus level – and thus the premium – does not increase in the insurance year following a one-time (sometimes also repeated) claim(s).
More information
Personal belongings / items carried in the car

  • Damage to or destruction of items carried along by the driver or passengers for their personal use, provided the vehicle has suffered damage covered under casco insurance
  • Theft, if the effects (items) were located in the fully locked car

Please note that these benefits are usually – at least in part – covered by home contents insurance (simple theft away from home).
More information
Damage while parked
Insurance for damage while parked covers damage inflicted on your parked vehicle by unknown third parties.

Recommended for newer vehicles that are often parked outside. Can often only be bought in combination with collision casco.
More information
Damage while parked – unlimited insurance sum
If the insurance sum is unlimited, the amount of damage does not matter.
More information
Occupants insurance
  • Treatment costs
  • Daily allowance in case of hospitalization or incapacity for work
  • Lump-sum death benefits
  • Lump-sum disability benefits

Usually needless, as in Switzerland almost everyone is covered by health insurance or non-occupational accident insurance. Persons living in Switzerland with a Schengen visum are likewise required to have health and accident insurance. This coverage is only recommended for persons who often have guests from abroad in their car who do not need a visa and come from a country without mandatory insurance.

More information
Lump-sum death benefit
The lump-sum death benefit is the amount of money that is paid to the survivors in the event of the insured person's death.
More information
Lump-sum disability benefit
In the event of disability, the disability insurance pays the sum insured as stipulated in the contract. In case of total disability, the full insurance sum is disbursed. In case of partial disability, a corresponding percentage of the sum is disbursed.
More information
Daily allowance
Many providers of motor vehicle insurance offer the option of including coverage for a daily allowance of generally 25 to 50 francs in occupants insurance. This allowance is paid if an insured person is temporarily unable to work following an accident in the vehicle in question. This allowance is usually disbursed in addition to any allowance from the mandatory accident insurance that one has through one's employer, for instance.
More information
Daily hospital allowance
The daily hospital benefits insurance pays the insured person a previously agreed per diem for every day spent in hospital (up to 730 days).

Deductible

More information
Deductible for partial casco
Hardly pays off with partial casco (i.e. comprehensive insurance) as you save relatively little on premiums.
More information
Deductible for collision casco
A higher deductible for collision claims reduces the premium considerably more than a higher deductible for partial casco. We therefore recommend the former provided you are willing to bear a greater part of the costs in the event of a claim.
Continue later - no problem!

Continue later - no problem!
More information
Save & continue later
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More information
Save & continue later
We will send you an e-mail containing a link to the input page with the details you have entered so far. You can then simply continue your comparison at a later time.
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