Insurance
Cars & motorcycles
Property
Loans & mortgages
Price comparison
Healthcare & pensions
Other services
Ensure a care-free retirement
Protect your family's financial future
Obtain free, independent advice
The Swiss pension system is based on the three-pillar principle:
the state, employers and private individuals all contribute.
The first pillar is designed to ensure a basic level of subsistence.
It insures everyone living and working in Switzerland.
Employers and employees are jointly responsible for the second pillar.
Here, each person accrues their personal retirement capital.
The third pillar is a purely private pension.
In this case, it is up to each individual to build up a reserve of funds for old age voluntarily.
For many people, the benefits provided by the first and second pillars are not enough to retire on, which is why we recommend investing in the third pillar as soon as you can.
Calculation tools:
Tax calculator
Interest rate comparison
Pension calculator
Who knows what the future will bring? Flexibility and independence are important to young people. Nevertheless, it makes financial sense to start saving for a pension early on. Find out why here.
More and more people nowadays are fulfilling the dream of taking a longer time-out, often to travel, even around the world. Find out here how this might affect your pension.
What you decide now will shape your financial future. When it comes to pensions, you need discipline and patience. We explain how to find the right strategy for you and your goals.
Being responsible for a family raises specific questions with regard to pensions. Find out here which solutions are available that fit your needs.
The capital you accumulate by means of pension savings can help you realize the dream of owning a home. Find out here what to watch out for.
Entrepreneurial freedom brings with it extra responsibility for many things. If you want to save for retirement, you need greater discipline and more expertise. Here are some valuable tips.
When you retire, your financial situation will change significantly. The decisions you make now will determine your standard of living in retirement. We explain what matters.
The time has nearly come for you to retire. Now you need to decide whether to withdraw your capital in one go or draw a monthly pension. We explain how to make the right choice.
The subject of pensions is complex. There is often not enough time to research everything in detail. If you wish, you can seek advice from our partner service Optimatis. Our experts have the information that you may spend a long time searching for. Benefit from their expertise by arranging a no-obligation consultation.
The independent partner service Optimatis and its qualified staff will work with you to establish a clear overview and produce a snapshot of your current situation. Optimatis can offer you the solution that best fits your needs from the wide range available on the market – a good reason to seek advice from an independent expert.
You just need to request an appointment and a specialist advisor will be in touch with you. During the meeting, you can decide how and whether you wish to proceed with the solutions proposed.
Back to top
Stay up-to-date with the latest savings deals as well as expert tips on health, money and tax.
By registering, I agree to my data being processed in accordance with the data privacy statement of comparis.ch.
© 1996–2020 comparis.ch AG, Birmensdorferstrasse 108, 8003 Zurich, +41 44 360 52 62