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Save on taxes each year with the third pillar
Protect yourself and your family
Maintain your standard of living after retirement
The Swiss pension system is based on the three-pillar principle, with the state, employers and individuals all contributing. The first pillar is designed to ensure a basic level of subsistence. Anyone living and working in Switzerland pays into this. Employers and employees are jointly responsible for the second pillar. Here, each person accrues their personal retirement capital. The third pillar is a purely private pension. In this case, it is up to each individual to build up a reserve of funds for old age voluntarily. For many people, the benefits provided by the first and second pillars are not enough to retire on, which is why we recommend investing in the third pillar as soon as you can.
The subject of pensions is complex. There is often not enough time to research everything in detail. If you wish, you can seek advice from our partner service Optimatis. Our experts have the information that you may spend a long time searching for. Benefit from their expertise by arranging a no-obligation consultation.
The independent partner service Optimatis and its qualified staff will work with you to establish a clear overview and produce a snapshot of your current situation. Optimatis can offer you the solution that best fits your needs from the wide range available on the market – a good reason to seek advice from an independent expert.
You just need to request an appointment and a specialist advisor will be in touch with you. During the meeting, you can decide how and whether you wish to proceed with the solutions proposed.