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Lease or loan - which type of financing is best for you?
Just answer a few questions to find the car financing solution that fits your needs.
Which criteria are most important to you?
We present the key advantages and disadvantages.
You find the most suitable financing solution.
A lease is a contract in which one party conveys the use of an object to another party. The lessor is the legal owner and allows the lessee to use the object. In return, the lessor receives payments in the form of lease instalments for an agreed period of time. Unlike a personal loan, leasing involves the lending of an object rather than money. In Switzerland, leasing agreements are primarily used for cars and motorcycles.
During the period of the lease, the lessee is obliged to take care of the vehicle. In other words, lessees are responsible not only for taking out fully comprehensive (full casco) insurance, but for arranging service and maintenance as well. At the end of the agreement, the object is transferred back to the lessor and the lessee has no right under civil law to ownership of the leased object.
Find out whether a lease or a personal loan is the best solution for you at comparis.ch.
Used cars are frequently available at lower prices in countries neighbouring Switzerland. But you also have to consider customs duties, VAT and various fees – not to mention the effort involved. Find out here whether it is worth your while.More
If you exceed the speed limit, you may risk a hefty fine. Find out here how much you will have to pay.More
Approval of a leasing is forbidden by law if it would lead to over-indebtedness (Art. 3 UWG).
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