Find the loan that’s right for you


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The smart way to borrow

  • Access to the entire market with just one enquiry
  • High chance of loan approval
  • Fast, reliable and non-binding – our experts will find the best conditions to fit your needs

 

Submit an enquiry at comparis.ch to find the best deal.

The smart way to borrow

  • Access to the entire market with just one enquiry
  • High chance of loan approval
  • Fast, reliable and non-binding – our experts will find the best conditions to fit your needs

 

Submit an enquiry at comparis.ch to find the best deal.
Desired amount in CHF:
Money and personal loans are sensitive subjects. But I never once felt uncomfortable, and would like to thank Credaris for their wonderful work and excellent service.
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A.K., Credaris customer
Credaris is a partner service of comparis.ch
Since I found out that I can avoid a negative credit record by finding a loan through Comparis/Credaris, this is who I turn to first – in the knowledge that they will find the right loan for me.
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M.K., Credaris customer
Credaris is a partner service of comparis.ch
Many thanks for such terrific support. Your painstaking approach meant that I was able to find a loan despite my situation.
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R.R., Credaris customer
Credaris is a partner service of comparis.ch
I would not hesitate to recommend the services of Credaris and the experience I had with them. Their attitude was consistently friendly and positive, which is not always a given.
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W.B., Credaris customer
Credaris is a partner service of comparis.ch
Their attitude was consistently friendly and positive, which is not always a given.
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S.B., Credaris customer
Credaris is a partner service of comparis.ch

Calculate your borrowing capacity

Use the credit limit calculator to quickly work out your maximum borrowing capacity in accordance with the guidelines of the Consumer Credit Act (KKG).

Compare lenders

Our lender comparison for personal loans gives you an overview of interest rates, repayment terms and possible instalments for your loan. But remember – low interest rates come with stricter lending criteria and are not suitable for everyone.

Save money by refinancing

It's worth having the terms of your loan checked – you could save up to CHF 1,600. With a personal, no-obligation comparison from comparis.ch, you can find out whether your loan is available at lower rates and whether it's worth refinancing. Apply now with no obligation and work out how much you could save.

Get the right loan in just a few steps

News and information about loans

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Personal loan: Key points at a glance

What exactly is a personal loan, in what situations is it suitable, and how can you avoid credit traps? comparis.ch summarizes the key aspects that potential borrowers should be aware of. More

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Comparison of Swiss personal loans

Taking out a new loan

Each bank defines its own specific lending criteria. Your personal situation determines which bank will lend you money under what conditions and at what rates. Repayment terms are usually between 6 and 84 months. When deciding whether to approve a loan, banks consider factors such as your personal income and expenses and an assessment of your payment practices. You will therefore need to submit a loan application in order to find out what interest rate will apply to you personally. However, under current law, the effective annual interest rate may not exceed 10 per cent. Some banks may also charge extra fees for services like providing paper statements. Each application to a bank or lender is recorded at the Central Office for Credit Information (ZEK). To help prevent you from receiving a negative record, we can perform an independent loan comparison on your behalf to find out what interest rate you could be offered and which lender would be a good fit for you. Check now.

In our comparison of loans and lenders, we provide you with an overview of possible lending interest rates.

Refinancing a loan

It is quite common for a borrower's situation or market conditions to change during the repayment term of a personal loan. It is therefore worth checking whether a cheaper personal loan would be available. You can switch from a more expensive to a more affordable lender free of charge at any time. You can get the conditions of your current personal loan reviewed here.

The team of experts at Credaris, an independent partner service of comparis.ch, will be pleased to help you select the right lender and the best personal loan for your needs.

Loan illustration: Loan amount of CHF 20,000. Effective annual interest rate of 1) 4.4% to 2) 9.95%. Over 36 months, this generates interest or loan costs of 1) CHF 1,357.90 to 2) CHF 3,071.55 and a monthly instalment of 1) CHF 593.30 to 2) CHF 640.90.