Loan comparison

You can use this loan calculator to see how the loan amount, repayment term and interest rate affect your instalment amount. Clearly, a longer repayment term means cheaper instalments. The advantage of this is that you should be able to meet your repayments even during months when your finances are tighter. Don't forget though that the overall cost of the loan will be higher if you choose a longer repayment term. It is a good idea to put aside any spare money you have each month and pay off the loan early. You can do this at any time, and it will keep the cost of your loan down.

Prevailing market interest rates are used to determine the instalment. The interest rates are set by the lenders based on your personal situation. That's why comparing loans based on published rates does not necessarily give you accurate results. Loan comparisons at comparis.ch, which are supported by our partner service Credaris, take account of your personal income and expenditure along with an assessment of your payment history and practices. Therefore, the only way to find out the lowest interest rate available to you from different lenders is to submit a loan enquiry.

The team of experts at Credaris will be pleased to help you select the right lender and the best loan for your needs. Credaris is an independent partner service of comparis.ch.