Each lender defines its own specific lending criteria.
Your personal situation determines which lender or platform will lend you money under what conditions and what rates.
You can switch to a different lender at any time.
As lenders do not publish their full lending and interest rate criteria, be wary of choosing a lender based solely on the fact that it appears to offer the lowest rate. A rejection from a lender can have a negative effect on future loan applications. You can find more information about choosing a repayment term and lender further down this page.
CHF 1'000
CHF 250,000
For loan amounts of over CHF 80,000, consumers are not protected by the Consumer Credit Act.
By submitting a loan enquiry to our partner service Credaris, users of comparis.ch have access to the entire personal loans market. Following a free, no-obligation preliminary check, borrowers may be offered rates from 4.4%.
Interest rate from 4.4%
Lend
3.50% to 9.80%
Lend
Interest rate
3.50%to9.80%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 72 months and loan amounts up to CHF 200’000. Check out what options are available to you by submitting an application.
cashare
3.90% to 9.95%
cashare
Interest rate
3.90%to9.95%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 60 months and loan amounts up to CHF 100’000. Check out what options are available to you by submitting an application.
Good Finance
4.40% to 7.40%
Good Finance
Interest rate
4.40%to7.40%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 84 months and loan amounts up to CHF 80’000. Check out what options are available to you by submitting an application.
BANK-now SA
4.50% to 9.90%
BANK-now SA
Interest rate
4.50%to9.90%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 84 months and loan amounts up to CHF 250’000. Check out what options are available to you by submitting an application.
Eny Finance AG
4.50% to 8.90%
Eny Finance AG
Interest rate
4.50%to8.90%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 84 months and loan amounts up to CHF 120’000. Check out what options are available to you by submitting an application.
Migros Bank AG
4.70% to 5.90%
Migros Bank AG
Interest rate
4.70%to5.90%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 84 months and loan amounts up to CHF 100’000. Check out what options are available to you by submitting an application.
CreditGate24
4.80% to 9.90%
CreditGate24
Interest rate
4.80%to9.90%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 60 months and loan amounts up to CHF 200’000. Check out what options are available to you by submitting an application.
BCGE Cantonal Bank of Geneva
4.90% to 6.40%
BCGE Cantonal Bank of Geneva
Interest rate
4.90%to6.40%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 60 months and loan amounts up to CHF 70’000. Check out what options are available to you by submitting an application.
Bob Finance AG
4.90% to 9.90%
Bob Finance AG
Interest rate
4.90%to9.90%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 120 months and loan amounts up to CHF 80’000. Check out what options are available to you by submitting an application.
Cashgate AG
4.90% to 9.90%
Cashgate AG
Interest rate
4.90%to9.90%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 84 months and loan amounts up to CHF 250’000. Check out what options are available to you by submitting an application.
Cembra Money Bank AG
7.95% to 9.95%
Cembra Money Bank AG
Interest rate
7.95%to9.95%
Monthly instalment
0to0
0to0
0to0
Cost of loan
0to0
Loan calculations are only possible with repayment terms up to 72 months and loan amounts up to CHF 250’000. Check out what options are available to you by submitting an application.
All amounts in CHF
Many thanks for such terrific support. Your painstaking approach meant that I was able to find a loan despite my situation.
R.R., Credaris customer
Credaris is a partner service of comparis.ch
Loan comparison
You can use this loan calculator to see how the loan amount, repayment term and interest rate affect your instalment amount. Clearly, a longer repayment term means cheaper instalments. The advantage of this is that you should be able to meet your repayments even during months when your finances are tighter. Don't forget though that the overall cost of the loan will be higher if you choose a longer repayment term. It is a good idea to put aside any spare money you have each month and pay off the loan early. You can do this at any time, and it will keep the cost of your loan down.
Prevailing market interest rates are used to determine the instalment. The interest rates are set by the lenders based on your personal situation. That's why comparing loans based on published rates does not necessarily give you accurate results. Loan comparisons at comparis.ch, which are supported by our partner service Credaris, take account of your personal income and expenditure along with an assessment of your payment history and practices. Therefore, the only way to find out the lowest interest rate available to you from different lenders is to submit a loan enquiry.
The team of experts at Credaris will be pleased to help you select the right lender and the best loan for your needs. Credaris is an independent partner service of comparis.ch.
Loan illustration: Loan amount of CHF 20,000. Effective annual interest rate of 1) 3.5% to 2) 9.95%. Over 36 months, this generates interest or costs of 1) CHF 1,080.00 to 2) CHF 3,071.55 and a monthly instalment of 1) CHF 585.60 to 2) CHF 640.90. Lenders offer terms from 6 to 120 months.
Request your personal loan offer
Credaris, a partner service of comparis.ch, compares all lenders for you – free of charge and with no obligation.
