Insurance

Cars & motorcycles

Property

Loans & mortgages

Price comparison

Healthcare & pensions

Other services

Loans & mortgagesMortgages

Calculate mortgage | Compare mortgage rates | Request consultation

Mortgage rate overview

Find out the latest interest rates and discover how mortgage rates have changed over time. Choose your canton and compare lenders and repayment terms.

Compare rates

Mortgage calculator

You want to buy a home but don't know if it's within your budget?

Calculate your loan-to-value ratio, affordability and monthly costs here.

Calculate costs

Find a mortgage with comparis.ch

Comparing mortgages requires some little skill. Discover what you should watch out for and how comparis.ch can help you.

Mortgage Guide

Take out a new mortgage

Finding the right mortgage for your new home can be a complex task. Once you’ve understood the difference between the various mortgage types and checked out recent mortgage rate trends, you need to figure out how much you can borrow and consider whether or not to split your mortgage. You will probably come across the terms “affordability” and “loan-to-value ratio” in the process. But what does it all mean and what else is there to consider?

Advice on taking out a new mortgage

Renew an existing mortgage

Although you may be pretty mortgage-savvy by now, new questions arise when it comes to remortgaging. Do you want to remortgage with the same lender, or find out whether other mortgage providers could offer a better deal for your particular situation? What are the latest benchmark mortgage rates? What does the remortgaging process involve? To ensure a smooth renewal, you just need to avoid the pitfalls and take note of the following tips.

Advice on renewing a mortgage

Secure the right mortgage deal with comparis.ch

Describe your situation

Compare mortgages and rates

Let the experts negotiate

Choose with confidence

Request consultation

More on homes and mortgages

In 2019, benchmark rates for a 10-year fixed-rate mortgage ranged from 1.02% to 1.46%. However, with some skilful comparing and negotiating, you can often achieve lower rates. If you are not risk-averse, you could take advantage of the current low rates by choosing a Libor mortgage, but bear in mind that, by the same token, a variable-rate mortgage is rarely recommended.

Increase your chances of successfully purchasing your dream home by arranging finance before you start your property search. Request a consultation that is tailored to your personal situation. Using your data, experts will examine the various mortgage types and negotiate rates and conditions with multiple lenders to provide you with the best comparison of mortgages in Switzerland.