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Mortgage rate overview

Check out the latest mortgage rates. Choose your canton and compare lenders and repayment terms.

Mortgage calculator

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Find a mortgage with comparis.ch

Comparing mortgages requires some little skill. Discover what you should watch out for and how comparis.ch can help you.

Mortgage Guide

Take out a new mortgage

Finding the right mortgage for your new home can be a complex task. Once you’ve understood the difference between the various mortgage types and checked out recent mortgage rate trends, you need to figure out how much you can borrow and consider whether or not to split your mortgage. You will probably come across the terms “affordability” and “loan-to-value ratio” in the process. But what does it all mean and what else is there to consider?

Advice on taking out a new mortgage

Renew an existing mortgage

Although you may be pretty mortgage-savvy by now, new questions arise when it comes to remortgaging. Do you want to remortgage with the same lender, or find out whether other mortgage providers could offer a better deal for your particular situation? What are the latest benchmark mortgage rates? What does the remortgaging process involve? To ensure a smooth renewal, you just need to avoid the pitfalls and take note of the following tips.

Advice on renewing a mortgage

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More on homes and mortgages

In 2019, benchmark rates for a 10-year fixed-rate mortgage ranged from 1.02% to 1.46%. However, with some skilful comparing and negotiating, you can often achieve lower rates. If you are not risk-averse, you could take advantage of the current low rates by choosing a Libor mortgage, but bear in mind that, by the same token, a variable-rate mortgage is rarely recommended.

Increase your chances of successfully purchasing your dream home by arranging finance before you start your property search. Request a consultation that is tailored to your personal situation. Using your data, experts will examine the various mortgage types and negotiate rates and conditions with multiple lenders to provide you with the best comparison of mortgages in Switzerland. Do you already have a quote and want to have it checked? Then you may be interested in the quote check – find out online how good your interest rate is.