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AXA mortgage rates

Here you'll find information on the mortgages and rates offered by AXA. Mortgage rates are updated daily.

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AXA mortgage types

Term
3 to 10 years

Amount
Minimum amount of CHF 100,000

Amortization

  • Direct and/or indirect via 3a life insurance

  • The second mortgage (when the loan-to-value ratio is more than 66%) must be paid off within 15 years or by the time the borrower is aged 60

Termination
Note: although this mortgage has a fixed term, a termination notice period of 3 months before the end of the term applies.

Information

  • Mortgage rate fixed for the entire term

  • If mortgage rates rise, payments remain the same

  • Facilitates precise budget planning

  • Mortgage rate can be fixed up to 18 months before the mortgage is paid out

  • To finance owner-occupied residential property

  • Voluntary repayments of up to 1% of the total mortgage amount possible per year

Term
No fixed term

Amount
No minimum amount

Amortization

  • Direct and/or indirect via 3a life insurance

  • The second mortgage (when the loan-to-value ratio is more than 66%) must be paid off within 15 years or by the time the borrower is aged 60

Termination
Notice period of 3 months

Information

  • High level of flexibility thanks to variable term

  • Mortgage rate is periodically adjusted to reflect market conditions

  • Can be converted to a Libor or fixed-rate mortgage at any time if required

  • To finance owner-occupied residential property

Which is the right lender?

The first best deal a lender offers you is seldom the best available. Furthermore, an independent broker like the Comparis Mortgage Service can often negotiate a much better deal. This way, you can save yourself a lot of money every year.

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The interest rates displayed above are those provided by the lenders. Information correct as at: 06.07.2026