Compare pet insurance and save money
Find the right pet insurance for your dog or cat in Switzerland.
Why Comparis can help you find the right pet insurance for you
Independent
We can help you make the right decision for your needs.
Enormous potential savings
Get an overview of current premiums.
Quick and easy
Compare different pet insurance providers – free of charge and with no obligation.
Independent
We can help you make the right decision for your needs.
Enormous potential savings
Get an overview of current premiums.
Quick and easy
Compare different pet insurance providers – free of charge and with no obligation.
Your essential guide to pets
Arrange your pet insurance in four steps
First of all, choose whether you want to insure a dog or a cat. Next, provide additional information about your pet.
We’ll display all of the available deals in your personal results list. You will then be able to see how adjusting the cover affects the price of your premiums.
Make your selection. Then, request a quote through our brokerage partner Optimatis. You’ll receive your no-obligation quotes by email, so you compare them at your leisure.
This comparison tool contains products from providers that accept quote/contact requests from Optimatis. The providers listed in this comparison tool use the interface offered by Comparis.
The search results are listed according to objectively measurable criteria from the selected filters. Offers exempt from this are clearly marked as “advertisement”.
Comparis aims to represent 80% of the market with its comparison tool. However, this is currently not possible when comparing pet insurance, where at the moment we cover two out of five providers.
Good-to-know information about cats and dogs
Is it worth taking out pet insurance?
This depends on the premiums and the benefits offered. In addition, insurers usually only cover 80% to 90% of the costs. It’s therefore worth comparing the various offers available.
However, pet insurance protects you against unexpected treatment costs in the event your pet falls ill or has an accident. You can see how much you will usually pay for extraordinary treatments in this overview:
| Broken bone | CHF 2,500 to 5,000 |
|---|---|
| Swallowed object | CHF 1,000 to 2,500 |
| Gastric torsion | CHF 2,000 to 3,000 |
| Chemotherapy | CHF 2,500 to 3,000 |
| Physiotherapy | CHF 500 to 1,000 |
| Abscess | Approx. CHF 500 |
|---|---|
| Broken bone | CHF 1,000 to 2,500 |
| Swallowed object | CHF 1,000 to 2,500 |
| Tooth infections | CHF 500 to 1,000 |
The good news: veterinary medicine has almost standards of human medicine. However, this costly.
Pet insurance FAQs
You can usually take out insurance for your pet from the age of three months. The upper age limit varies from one insurer to the next. Is your pet over six years old? If so, you are advised to contact your insurer directly for more information.
The cost of pet insurance depends on a range of factors:
Type of animal
Breed: especially with dogs, for some insurers also with cats.
Age
For cats: does your pet stay inside or do they go outside?
Scope of cover
Coinsurance
Basic insurance for a cat starts at around 55 francs per year. The cheapest insurance for a dog costs at least 70 francs per year. Source: Comparis pet insurance comparison tool.
Less than 10% of Swiss pet owners insure their cat or dog. In comparison, the Swiss spend around 15 billion francs a year on property insurance.
Only a tiny percentage of this – around 0.1% – is spent on pet insurance. According to pet insurers, most pet owners don't even know that insurance is available for their pet.
Pet insurance generally covers the cost of an accident or illness. It covers costs up to a contractually agreed maximum amount per accident/illness or per year.
The basic cover of most insurance policies includes the following benefits:
Cost of treatment
Diagnosis and therapy
Radiological examinations
Surgical operations
Cost of accommodation and food at the veterinary practice or clinic
Pharmaceutical products
Depending on the insurance policy, other services may be included. With supplemental insurance you can insure against even more costs. Under “Details of cover” in the insurance comparison tool, you will see what is included and can compare it with other insurers.
Please note: treatments for pre-existing conditions are not usually covered by pet insurance.
The Comparis comparison tool only includes insurance policies for cats and dogs. Other insurers may let you insure different types of animals. These include:
Birds
Horses
Cattle
Other farm animals
The cover differs depending on the insurer and policy you select. It’s therefore a good idea to compare different insurances.
Most insurers have a qualifying period. This means that for a certain period of time after concluding the contract, the insurer will not pay any damages.
Most pet insurers offer pet insurance as a separate policy. Some insurersinclude pet insurance as a supplement to home contents insurance.
Can you add your pet to your home contents insurance? In this case, it's worth finding out the details for yourself and your own situation.
At Comparis, you can compare insurance policies from Animalia and Wau-Miau. You can request quotes through our brokerage partner, Optimatis.