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Loan comparison

Amount (CHF)
Term (m)
The Comparis loan comparison offers an overview of the major Swiss lenders.
cashare

cashare

4.4% - 9.9%

Effective annual interest rate

CHF 2’838 - 6’486

Total interest costs

CHF 464 - 525

Monthly instalments

lend

Lend

4.5% - 9.8%

Effective annual interest rate

CHF 2’903 - 6’419

Total interest costs

CHF 465 - 524

Monthly instalments

migrosbank

Migros Bank AG

4.9% - 7.9%

Effective annual interest rate

CHF 3’165 - 5’148

Total interest costs

CHF 469 - 502

Monthly instalments

creditgate24

CG24

5.11% - 9.99%

Effective annual interest rate

CHF 3’303 - 6’547

Total interest costs

CHF 472 - 526

Monthly instalments

bcge

BCGE Cantonal Bank of Geneva

5.2%, 6.2%, 7.4%

Effective annual interest rate

CHF 3’362 - 4’815

Total interest costs

CHF 473 - 497

Monthly instalments

bank-now

BANK-now SA

5.9% - 11.9%

Effective annual interest rate

CHF 3’823 - 7’836

Total interest costs

CHF 480 - 547

Monthly instalments

bob-finance

Bob Finance AG

5.9% - 10.9%

Effective annual interest rate

CHF 3’823 - 7’160

Total interest costs

CHF 480 - 536

Monthly instalments

corner

ècash (Cornèr Bank)

6.9% - 11.9%

Effective annual interest rate

CHF 4’484 - 7’836

Total interest costs

CHF 491 - 547

Monthly instalments

cashgate

cashgate

(a Cembra Money Bank AG brand)

7.95% - 11.95%

Effective annual interest rate

CHF 5’181 - 7’870

Total interest costs

CHF 503 - 548

Monthly instalments

cembra

Cembra Money Bank AG

7.95% - 11.95%

Effective annual interest rate

CHF 5’181 - 7’870

Total interest costs

CHF 503 - 548

Monthly instalments

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FAQ

You can choose the bank, but you don't have to. All authorized lenders in Switzerland are subject to the same laws, are strictly regulated and reputable.
Thanks to its long-standing relationships with lenders, Credaris gives you an honest assessment of your options and places your loan application with the provider with which you are most likely to be approved with attractive conditions.
Each lender assesses your financial situation differently and, based on this, applies different interest rates. You will therefore only learn your actual interest rate after you have submitted your loan application.
It is not possible to show you an interest rate online without a detailed check.
We would advise against that. Lenders can see that you have made parallel applications, and that can reduce your chances of getting the loan.
We therefore recommend submitting your application only to the lender where you have the best chance of success.
Comparis can help you find the right loan for you. To do this, Comparis works with its partner Credaris. Thanks to many years of experience and working with major providers, Credaris can give you an honest and independent assessment of your options – free of charge and without obligation. Credaris only places your loan application where you have the best chance of getting a loan on good terms.

The calculations are approximate. Depending on the bank's customary practices (e.g. daily interest calculation or fees), this information may differ from the final contract with the lender. The calculation is based on payments in arrears at the end of each month. The interest rate is the effective annual interest rate. Under the Consumer Credit Act (KKG), this must include all costs directly related to the loan. This does not apply to administration fees such as for reminders, for example. Some data has been rounded for ease of readability. Unless explicitly mentioned, all information is in CHF.

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Approval of a loan is forbidden by law if it would lead to over-indebtedness (Art. 3 UWG).