wau-miau pet insurance

Eligibility age
Between 3 months and 6 years inclusive

Waiting period
The period after the inception of the contract during which no benefits are paid. In the event of an accident, this period is 10 days; in the event of illness, 30 days; and in the case of hereditary/breed-specific and skeletal illnesses, 90 days.

wau-miau offers four different plans with a choice of excess. After the excess has been deducted, wau-miau covers 90% of the costs resulting from illness and accident with the following benefit packages:

Basic plan

• Veterinary treatments and medicines

• Diagnostic tests and radiological examinations

• Surgical procedures

Clever plan – the following benefits in addition to the Basic plan

• Food and accommodation costs

• Emergency surcharges

• Transport by ambulance up to CHF 300 per calendar year

• Rehabilitation services such as chiropractic care and physiotherapy up to CHF 300 per calendar year

• Complementary and alternative medicine, such as acupuncture, osteopathy, bioresonance, herbal medicine and homeopathy up to CHF 300 per calendar year

• Preventive care such as vaccinations, surgical neutering, etc. up to CHF 300 per calendar year

• Dental treatment up to CHF 300 per calendar year

Optima plan – the following benefits in addition to the Basic and Clever plans

• Benefits under the Clever plan up to CHF 500 per calendar year

• Hereditary/breed-specific and skeletal illnesses up to CHF 5,000 per calendar year

• Chemotherapy and radiation therapy up to CHF 5,000 per calendar year

• Additional benefits (euthanasia, special feed on prescription, lost & found service) up to CHF 500 per calendar year

Exclusive plan – the following benefits in addition to the Optima plan

• Telephone and video consultations via PocDoc^®

For detailed information, please refer to the General Conditions of Insurance wau-miau.

• Illnesses, accidents, disability, birth defects, deformities, hereditary diseases, breed-specific illnesses, skeletal diseases, as well as the consequences thereof, which occurred or were recognised before the commencement of insurance, during the qualifying period

• Veterinary fees for preventive examinations as well as the costs of tagging animals (e.g. implanting microchips)

• Surgical procedures of an aesthetic nature (e.g. teeth scaling) and the consequences of such as well as all corrective procedures

• The consequences of infectious illnesses if the animal has not received initial immunisations

• Health impairments that occur during competitions, training sessions or a hunt where the animal is in direct proximity to other animals (e.g. greyhound races)

• All surcharges on bills, in particular for house calls, dispatch charges (postage and packaging), billing fees and reminder fees

• New treatment methods without clinical trials

• The consequences of epidemics and pandemics

This is not an exhaustive list. For additional and more detailed information, please refer to the General Conditions of Insurance wau-miau.

Choice of excess
The excess agreed is deducted once per calendar year. You can choose the excess yourself:

For cats:

• CHF 150

• CHF 300

• CHF 600

For dogs:

• CHF 250

• CHF 500

• CHF 1,000

Insured amounts
After applying the deductible selected, wau-miau covers 90 percent of the costs under the agreed policy.