wau-miau pet insurance

Age limit
Between 3 months and 6 years of age

Qualifying period
The period of time after the contract takes effect during which no cover is provided. This period is 10 days for accidents, 30 days for illness, and 90 days for chronic illness and hereditary/breed-specific conditions. 

wau-miau offers 3 different products and a choice of excess/deductible. After the excess is deducted, wau-miau covers 90% of the costs incurred by illness and injury for the following services:

Basic

• Veterinary fees and surgical procedures

• Diagnostic tests and radiological examinations

• Cost of accommodation and food

• Medication

Clever – in addition to the Basic package

• Ambulance transportation up to CHF 500 per year

• Rehabilitation up to CHF 500 per year

• Complementary and alternative medicine such as homeopathy, acupuncture, physiotherapy, chiropractic etc. up to CHF 500 per year

• Preventive measures such as vaccination, castration etc. up to CHF 300 per year

• Dentistry up to CHF 300 per year

Optima – in addition to the Basic and Clever package

• Hereditary/breed-specific diseases up to CHF 5,000 per year

• Chemotherapy and radiotherapy up to CHF 5,500 per year

• Additional benefits (euthanasia, prescription food, lost and found service) up to CHF 300 per year

You can find more details in the general insurance conditions of wau-miau.

• Any medical conditions, consequences of an accident, disabilities, hereditary conditions, breed-specific conditions, deformities, defects and chronic conditions that occurred or became apparent before the insurance began or during the qualifying period

• Veterinary fees for preventive examinations and the cost of pet identification (e.g. microchipping)

• Surgical procedures for aesthetic purposes (e.g. tartar removal) and their consequences as well as all corrective procedures

• The consequences of infectious diseases if the animal has not had its basic immunizations

• Health impairments due to competitions or training sessions during which the animal has to compete with one or more other animals directly (such as greyhound races)

• Any surcharges on invoices, in particular for home visits, shipping costs (post and packaging), invoice fees and reminder fees

• New treatment methods not backed by clinical trials

This is not an exhaustive list. You can find more details in the general insurance conditions of wau-miau.

Choice of excess
The agreed excess is due once per calendar year. You are free to choose the excess yourself:

For cats:

• CHF 150

• CHF 300

• CHF 600

For dogs:

• CHF 250

• CHF 500

• CHF 1,000

Sums insured
wau-miau covers 90% of the costs up to an unlimited amount after deduction of the chosen excess.