Animalia pet insurance

Age limits
From 3 months, with no upper age limit

Qualifying period
Illness: 30 days
Hereditary and congenital diseases (Animalia Comfort): 30 days
Accident: None

Age bands
The premium is adjusted to the next age band on January 1 of the year in which the animal (dog or cat) reaches the age of 3, 5, 7, 9, 11, or 13 years.
Animalia Compact: premium not adjusted according to age band (fixed premium)

After deduction of the chosen deductible, Animalia will reimburse 90% of expenses – based on the benefits available – of the amounts shown below.

Animalia Compact offers full accident cover worldwide.

• All accidents are covered, even when the liable third party cannot be identified.

• Examinations and care provided by a vet as well as medicines and additional measures prescribed or administered at the practice, without limits

• Complementary care such as homeopathy, acupuncture, osteopathy, physiotherapy, aquatic therapy, psychotherapy, phytotherapy, bioresonance, behavioral therapy, chiropractic, or Chinese medicine, up to CHF 600 per year

• Emergency transportation by ambulance, up to CHF 100 per year

• Accommodation if the animal needs to spend a night at the veterinary practice as well as the owner's accommodation expenses in the event of the animal being hospitalized, up to CHF 200 per year

• Placement of the animal in the event of the owner being hospitalized or if they need to be absent for more than 24 hours in the case of some unforeseen event, up to CHF 150 per year

Animalia Classic offers protection in the event of illness (including chronic conditions) or accidents.

• Examinations and care provided by a vet as well as medicines and additional measures prescribed or administered at the practice, without limits

• Complementary care such as homeopathy, acupuncture, osteopathy, physiotherapy, aquatic therapy, psychotherapy, phytotherapy, bioresonance, behavioral therapy, chiropractic, or Chinese medicine, up to CHF 600 per year

• Emergency transportation by ambulance, up to CHF 100 per year

• Accommodation if the animal needs to spend a night at the veterinary practice as well as the owner's accommodation expenses in the event of the animal being hospitalized, up to CHF 200 per year

• Placement of the animal in the event of the owner being hospitalized or if they need to be absent for more than 24 hours in the case of some unforeseen event, up to CHF 150 per year

• Prevention package: the prevention package covers the cost of the following preventative measures up to CHF 100 per year: vaccination, tartar removal, neutering/spaying or sterilization, worming and prescribed dietary supplements. No deductible or out-of-pocket expenses apply to the prevention package.

Animalia Comfort covers, in addition to the benefits under Animalia Classic, both hereditary and congenital diseases up to an unlimited amount.
For more detailed information, please refer to Animalia’s general conditions of insurance.

• Medical conditions or consequences of accidents occurring before the contract became effective or during the qualifying period

• Plastic and reconstructive surgery procedures for esthetic purposes and their consequences

• Implantation of a microchip

• Dental care except as result of an accident or for scaling purposes

• Any detriment to the animal’s health inflicted on purpose by the owner or persons under the owner’s responsibility

• Dietary treatments and food taken for dietary reasons

• Veterinary reports and certificates

• Treatment and care in connection with pregnancy and birth as well as the consequences thereof

• Hereditary and congenital diseases (Animalia Classic)

For more detailed information, please refer to Animalia’s general conditions of insurance.

Deductible options
The chosen deductible will apply once per calendar year. The following levels are available:

• CHF 250

• CHF 500

• CHF 1,000

Animalia Compact is only available with a deductible of CHF 500.

Sum insured
After deduction of the chosen deductible, Animalia will cover 90% of expenses up to an unlimited amount.