Postfinance mortgage rates
5.1 / 6
Here you'll find information on the mortgages and rates offered by Postfinance. Mortgage rates are updated daily.
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Postfinance mortgage types
Term
2 to 15 years
Amount
Minimum amount CHF 100,000
Amortization
Direct and/or indirect via 3a pension savings, Postfinance pension or life insurance
Termination
Can be terminated at the end of the term without notice
Early repayment charge applies
Information
Mortgage rate fixed for the entire term
Easy budgeting of interest payments throughout the entire term
If mortgage rates rise, payments remain the same
Mortgage rate can be fixed up to 540 days before the mortgage is paid out
Term
Agreed mortgage term of 3 years
Amortization
Direct and/or indirect via 3a pension savings, Postfinance pension or life insurance
Termination
Can be terminated at the end of the term without notice
Option to switch to a Postfinance fixed-rate mortgage at the end of a quarter
Early repayment charge applies
Information
The interest rate for the entire period consists of the base interest rate calculated plus the indicative margin. The base interest rate is at least 0.00% in all cases. The interest rate is set for each interest period five business days before the end of the interest period
If mortgage rates fall, payments fall quickly
If mortgage rates rise, payments also rise
You can switch to a Postfinance fixed-rate mortgage at the end of any quarter of the term
Comparis rating for Postfinance
The Comparis rating is determined on the basis of verified customer ratings for Postfinance. The data is taken from the most recent customer satisfaction survey conducted by Comparis.
5.1 / 6
Comparis Rating
Value for money | 5.1 / 6 |
Performance: quality and service | 5.1 / 6 |
Information, communication and transparency | 4.9 / 6 |
Convenience of touchpoints and contacts | 5.0 / 6 |
Overall satisfaction | 5.2 / 6 |
Which is the right lender?
The first best deal a lender offers you is seldom the best available. Furthermore, an independent broker like our Comparis partner HypoPlus can often negotiate a much better deal. This can save you several thousand francs every year.
Compare lendersThe interest rates displayed above are those provided by the lenders. Information correct as at: 26.04.2024