Tips for buying a property
Thinking of buying a property? Here are some tips and advice on buying a home in Switzerland.
Mortgage and home – the ideal combination
Comparis guides you with tips – from making decisions about the search for a property and financing options to comparing mortgage interest rates. With the mortgage calculator, you can find out how much you can afford to pay for your dream home.
To buy or not to buy? We can help you decide. Finding the right property
Do you know your budget? Then you can start looking for suitable homes. You’ll find a range of different property types on the market. Comparis provides an overview of the most common ones.
How to spot a house in need of renovation
Have you found your dream home and can’t wait to move in? Before buying, you should definitely check the current condition of the building. This will save you nerves, money and energy. Our tips will help you.
The age of the building can indicate whether you can expect a costly renovation in the near future. Especially in buildings built before 1975, a layer of thermal insulation is often missing. This increases the need for heating.
Get an idea of the age of the building components and find out about any due renovation work. Each component has a limited service life. While this amounts to about 50 years for a pitched roof, you should replace a window after 25 years or a boiler after 20.
Check the building for mould. Grey corners are a sign of mould. In such cases, countermeasures should be taken promptly. It is advisable to consult a specialist to estimate the extent of the mould infestation and the cost of its removal.
Older windows release quite a lot of energy to the outside. A window replacement reduces your need for heating by about 13%. Triple-glazed windows are now standard.
Check that the windows have already been replaced and meet the current standards.
In the case of the façade, check whether moisture has formed on the walls. Missing or incorrectly installed insulation layers lead to heat loss or mould.
You should also take a close look at retrofitted wall and ceiling cladding. It may be concealing any moisture problems.
Building technology such as ventilation, heating or air conditioning systems should be coordinated with each other. Also check the electrical appliances for their condition and energy efficiency. Odours and moisture are signs that action is needed.
In addition, find out about the age of the heating system – the service life is limited to about 20 years. Many buildings still have old-fashioned oil, gas or electric heaters installed. If a renewal is due, you should consider alternatives such as heat pumps or district heating.
Before signing the contract
Comparis explains what to do prior to signing the contract, and what to bear in mind when getting it certified by a notary.
Costs associated with buying a home
Found a suitable property? Find out what costs you can expect before and after buying.