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Car insurance benefits

What will your car insurance pay in the event of a claim? Different benefits are covered depending on the standard insurance and optional add-ons chosen, as well as the age of the vehicle. The sum insured also depends on your deductible.

Key information on benefits

Excess/deductible for car insurance

25.03.2022

Damages: what benefits and services do I get?

13.10.2022

My car is a write-off: what does my insurance cover?

22.02.2024

Can I drive barefoot in Switzerland?

06.06.2023

Car insurance: repair car or receive payout?

13.06.2024

Rights and obligations

Rights

In general, the policyholder is entitled to claim the benefits agreed in the policy, minus the agreed deductible.

Obligations

In the event of a claim, the policyholder must provide proof of damage. This can take the form of repair bills, old receipts or photographs of the damage. If the documentation is insufficient, the insurance company may reduce benefits.

From car purchase to claim – useful information for every situation