Third-party driver insurance: who needs it and how much does it cost?
The insurance you take out provides you with financial security if you drive other vehicles from time to time – but be aware that not all journeys are insured. Comparis explains what you need to know.
20.05.2022
iStock/AzmanJaka
Third-party driver insurance is an add-on to personal liability insurance (“driving third-party vehicles”). It protects you from any financial consequences of making an insurance claim for a car you have borrowed. The third-party driver insurance covers repair costs (if there is no full casco insurance), deductibles and any loss of bonus.
Car insurance, on the other hand, is property-based. The policy stipulates a specific car as the object of insurance. Therefore, the car insurance you take out for your own car does not cover you when you drive other vehicles.
This article was first published on 01.10.2018
