Simpego car insurance
5 / 6
Customer satisfaction with Simpego
5 / 6
Comparis Rating
Value for money | 5.1 / 6 |
Performance: quality and service | 4.9 / 6 |
Information, communication and transparency | 4.8 / 6 |
Convenience of touchpoints and contacts | 4.7 / 6 |
Overall satisfaction | 5.1 / 6 |
Category | Silver |
Products from Simpego
Liability insurance
Covers warranted claims resulting from the provisions of road traffic law and defence against unwarranted claims for the policyholder, up to CHF 100 million per case
Choice of deductible from CHF 0 to CHF 10,000
An additional deductible of CHF 1,000 is required for undeclared drivers under the age of 25
No premium increase in the event of a claim
Casco insurance
Replacement value cover in the case of total loss in the first two years of operation
From the 3rd year of operation, the current value plus the replacement value supplement is covered in the case of total loss. There is no time limit on the replacement value supplement.
Compared with other products, compensation in the case of total loss is above average.
Optional equipment and accessories for which an additional price was paid are always included in the cover regardless of whether they were already fitted on the vehicle at the time of delivery or were installed or purchased at a later date.
Partial casco
Cover includes damage due to fire, natural hazards, snow slides, theft, collisions with animals, marten and rodent bites including consequential damage, vandalism (including graffiti on the bodywork), assistance for accident victims, falling objects.
It also includes glass breakage to windows (“Basis”).
Choice of deductible from CHF 0 to CHF 5,000
Collision casco
Covers damage due to collision and scratched paintwork
No premium increase in the event of a claim
Choice of deductible from CHF 0 to CHF 10,000
Additional casco cover
An alternative deductible for damage while parked is available in conjunction with collision casco cover. It applies to damage up to a cost of CHF 2,000 (“Basis”) or an unlimited amount (“Plus”), as required.
Personal items in your car up to CHF 2,000
24-hour roadside assistance for breakdowns and accidents. Policyholder can choose whether to be towed to the nearest suitable garage (“Basis”) or to a garage of their choice (“Plus”). Onward journey cover following a breakdown or accident is also included.
Passenger accident insurance
3 optional benefits packages: Standard, Basis, and Plus with lump-sum death and disability benefits (selectable by policyholder), treatment costs and daily allowance for hospital stays
Specifics
Notice of cancellation: 24 hours
Period of insurance: 1 year
All deductibles can be freely chosen down to the individual franc.
Liability insurance
Covers warranted claims resulting from the provisions of road traffic law and defence against unwarranted claims for the policyholder, up to CHF 100 million per case
Choice of deductible from CHF 0 to CHF 10,000
An additional deductible of CHF 1,000 is required for undeclared drivers under the age of 25
No premium increase in the event of a claim
Casco insurance
Replacement value cover in the case of total loss in the first two years of operation
From the 3rd year of operation, the current value plus the replacement value supplement is covered in the case of total loss. There is no time limit on the replacement value supplement.
Compared with other products, compensation in the case of total loss is above average.
Optional equipment and accessories for which an additional price was paid are always included in the cover regardless of whether they were already fitted on the vehicle at the time of delivery or were installed or purchased at a later date.
Partial casco
Cover includes damage due to fire, natural hazards, snow slides, theft, collisions with animals, marten and rodent bites including consequential damage, vandalism (including graffiti on the bodywork), assistance for accident victims, falling objects.
Also covered is glass breakage for windows (“Basis”).
Choice of deductible from CHF 0 to CHF 5,000
Collision casco
Covers damage due to collision and scratched paintwork
No premium increase in the event of a claim
Choice of deductible from CHF 0 to CHF 10,000
Comprehensive insurance supplements
An alternative deductible for damage while parked is available in conjunction with collision casco cover. It applies to damage up to a cost of CHF 2,000 (“Basis”) or an unlimited amount (“Plus”), as required.
Personal effects carried in the car can be covered up to an amount between CHF 1,000 and CHF 5,000, to be selected by the policyholder.
24-hour roadside assistance for breakdowns and accidents. Policyholder can choose whether to be towed to the nearest suitable garage (“Basis”) or to a garage of their choice (“Plus”). Onward journey cover following a breakdown or accident is also included.
Passenger accident insurance
3 optional benefits packages: Standard, Basis, and Plus with lump-sum death and disability benefits (selectable by policyholder), treatment costs and daily allowance for hospital stays
Specifics
Notice of cancellation: 24 hours
Period of insurance: 1 year
All deductibles can be freely chosen down to the individual franc.
Information about Simpego insurance company
| Insurance carrier | Simpego Versicherungen AG |
| Head office | Zurich |