Vaudoise car insurance

Below you can find information on the car insurance offered by Vaudoise. It is divided into product characteristics, information about the insurance company, customer satisfaction and forum posts.
 


Products from Vaudoise

  • Click2Drive Safe


    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws. The minimum deductible is CHF 500. Bonus protection can be insured for one claim per year. Material damage to a relative's car is covered provided there is a corresponding police report.


    Comprehensive insurance
    The compensation paid under the replacement value endorsement (here called "basic value endorsement") in the event of a total loss is rather high compared to other offerings. A total loss is reimbursed at basic value even with older vehicles. It is also possible to opt for compensation at current value. In the event of theft abroad, the policyholder has to bear a deductible of 10% or at least the agreed deductible.


    Partial casco
    Includes damage due to fire, natural hazards, theft, glass breakage, martens, collisions with animals, snow slides, malicious third-party acts. Selectable deductible: CHF 0, 200 or 300.


    Collision casco
    Covers damage due to collision. Bonus protection: can be insured for one claim per year in case of collision damage.


    Comprehensive insurance endorsements

    • Damage to or theft of personal effects
    • Damage to small glass parts (headlights, indicators and side mirrors)

    Occupants insurance
    Insurance available for death and disability benefits and daily allowances for a hospital stay or loss of ability to work as well as for treatment costs.


    Specifics

    • Special discount for customers who commit to only repairing their vehicle at one of the insurer's contract garages
    • Insurance can only be bought if policyholder does not have unsettled debt collection claims
    • The cancellation notice period is one month instead of the usual three months
    • Insurance for breakdown assistance and a per diem in case of the car's breakdown is available as an endorsement

  • Click2Drive Safe zero alcohol

    Special conditions
    You undertake never to drive the vehicle under the influence of alcohol (zero tolerance) or drugs or let anybody drive who has consumed alcohol or drugs.


    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws. The minimum deductible is CHF 500. Bonus protection can be insured for one claim per year. Material damage to a relative's car is covered provided there is a corresponding police report.


    Comprehensive insurance
    The compensation in the event of a total loss is made at current value; the replacement value endorsement is available for an extra premium. In the event of theft abroad, the policyholder has to bear a deductible of 10% or at least the agreed deductible.


    Partial casco
    Includes damage due to fire, natural hazards, theft (minimum deductible within Switzerland: CHF 300), glass breakage (deductible if windscreen needs to be replaced: CHF 200), martens, collisions with animals, snow slides, malicious third-party acts. Selectable deductible: CHF 0, 200 or 300.


    Comprehensive insurance endorsements

    • Damage to or theft of personal effects
    • Damage to small glass parts (headlights, indicators and side mirrors)

    Collision casco
    Covers damage due to collision. Bonus protection: can be insured for one claim per year in case of collision damage.


    Occupants insurance
    Insurance available for death and disability benefits and daily allowances for a hospital stay or loss of ability to work as well as for treatment costs.


    Specifics

    • Special discount for customers who commit to only repairing their vehicle at one of the insurer's contract garages
    • Special discount for commitment to a zero blood alcohol level; however, if traces of alcohol are found in the blood the event of a claim, an additional deductible of CHF 2,000 is applied for liability insurance and there is no insurance cover from collision casco
    • Insurance can only be bought if policyholder does not have unsettled debt collection claims
    • The cancellation notice period is one month instead of the usual three months
    • Insurance for breakdown assistance and a per diem in case of the car's breakdown is available as an endorsement

  • Avenue

    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws.


    Liability insurance endorsements

    • Bonus protection can be insured for one claim per year
    • Material damage to a relative's car is covered provided there is a corresponding police report


    Comprehensive insurance
    The compensation paid under the replacement value endorsement (here called "basic value endorsement") in the event of a total loss is rather high compared to other offerings. A total loss is reimbursed at basic value even with older vehicles. In the event of theft abroad, the policyholder has to bear a deductible of 10 percent.


    Partial casco
    Includes damage due to fire, natural hazards, theft (with a minimum deductible of CHF 300 applying in Switzerland), glass breakage, martens, collisions with animals, snow slides, malicious third-party acts.


    Comprehensive insurance endorsements

    • Damage to or theft of personal effects
    • Damage to small glass parts (headlights, indicators and side mirrors)


    Collision casco
    Includes damage due to collision as well as damage to the parked vehicle inflicted by unknown third parties.


    Comprehensive insurance endorsements
    Bonus protection: can be insured for one claim per year in case of collision damage.


    Occupants insurance
    Insurance available for death and disability benefits and daily allowances for a hospital stay or loss of ability to work as well as for treatment costs.


    Specifics

    • Breakdown insurance available
    • In case of a contract duration of several years, bonus protection is extended to the rest of the contract duration if the premium has been at the lowest bonus level for at least two years at the time of the damage


Customer satisfaction with Vaudoise

Good (5.3)
Good (5.4)
Competence and commitment of employees
Good (5.3)
Comprehensibility and clarity of customer information
Good (5.4)
Insurer's availability
Satisfactory (4.9)
Satisfaction with amount of premium
Very good (5.7)
Handling of claims
Good (5.3)
Overall judgement

Information about the insurance company

Insurance carrier
Vaudoise Générale, Compagnie d'Assurances SA
Head office
Lausanne

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