Die Mobiliar car insurance

Below you can find information on the car insurance offered by Die Mobiliar. It is divided into product characteristics, information about the insurance company, customer satisfaction and forum posts.
 


Products from Die Mobiliar

  • Minima

    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws.


    Liability insurance supplements
    None


    Comprehensive insurance
    Compensation is always made at current value, irrespective of the vehicle's age.


    Partial casco
    Includes damage due to fire, natural hazards, snow slides, theft, glass breakage, collisions with animals, martens, vandalism and crashing aircraft with a general deductible of CHF 300.


    Collision casco
    Covers damage due to collision.


    Comprehensive insurance supplements
    None


    Occupants insurance

    • Sum payable at death: CHF 10,000
    • Disability benefits: CHF 50,000
    • Unlimited treatment costs are insured for 5 years
    • Daily allowance and hospital allowance not available

    Specifics

    • 24-h assistance (e.g. breakdown service) included
    • If the driver has attended a voluntary road safety training (WAB courses excluded), the premium is reduced by 5%
    • If you already have motor vehicle insurance from Mobiliar, please note that the premium calculated online may deviate from your actual premium due to the bonus/malus system (bonus level). The premium calculated online is therefore not binding.

    Advantages for young people until the age of 26

    • Initial bonus level of 65% from the age of 18 (instead of 100%)
    • Possibility to lower deductible – also for compulsory liability insurance
    • Contribution of CHF 200 toward compulsory WAB training (CHF 100 per training course)
    • Contribution of CHF 100 toward a voluntary road safety training
  • Classic

    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws. Bonus protection is available as a supplement.


    Liability insurance supplements
    Bonus protection


    Comprehensive insurance
    If the replacement value supplement is included in the policy, compensation in the event of a total loss is average. Starting from the 8th year of operation, the vehicle is insured at current value.


    Partial casco
    Includes damage due to fire, natural hazards, snow slides, theft, glass breakage, collisions with animals, martens, vandalism and crashing aircraft without a deductible.


    Collision casco
    Covers damage due to collision. Bonus protection is available.


    Comprehensive insurance supplements

    • In combination with collision casco: unlimited cover for damage while parked for vehicles younger than 5 years, for up to 2 claims per year, deductible: CHF 200
    • Bonus protection

    Occupants insurance

    • Sum payable at death: CHF 20,000
    • Disability benefits: CHF 50,000
    • Unlimited treatment costs are insured for 5 years
    • Daily allowance and hospital allowance not available

    Specifics

    • 24-h assistance (e.g. breakdown service) included
    • Legal protection in connection with vehicle contracts included
    • If the driver has attended a voluntary road safety training (WAB courses excluded), the premium is reduced by 5%
    • If you already have motor vehicle insurance from Mobiliar, please note that the premium calculated online may deviate from your actual premium due to the bonus/malus system (bonus level). The premium calculated online is therefore not binding.

    Advantages for young people until the age of 26

    • Initial bonus level of 65% from the age of 18 (instead of 100%)
    • Possibility to lower deductible – also for compulsory liability insurance
    • Contribution of CHF 200 toward compulsory WAB training (CHF 100 per training course)
    • Contribution of CHF 100 toward a voluntary road safety training

Customer satisfaction with Die Mobiliar

Very good (5.7)
Very good (5.7)
Competence and commitment of employees
Very good (5.5)
Comprehensibility and clarity of customer information
Very good (5.6)
Insurer's availability
Good (5)
Satisfaction with amount of premium
Very good (5.8)
Handling of claims
Very good (5.5)
Overall judgement

Information about the insurance company

Insurance carrier
Swiss Mobiliar Insurance Company Ltd.
Head office
Bern

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