Zurich car insurance

Liability

• Damage to property and personal injury caused to others with the insured vehicle are insured.

Partial casco

• The vehicle is insured against theft, fire, natural hazards (storms, hail, floods, falling rocks, etc.), glass breakage (front, rear and side windows), collision with animals, vandalism and damage due to martens or rodents.

Full casco

• All partial casco damage as well as damage to your own vehicle due to collision (e.g. self-accident) is insured.

Optional additional cover

• Passenger accident insurance: provides benefits for drivers and passengers in the event of an accident with a motor vehicle (treatment costs, lump-sum death and disability benefits).

• Gross negligence cover (e.g. due to carelessly driving through a red light).

Special

• Bonus protection: with Zurich, your premium is protected. After making a claim, the premium won't increase.

• Help Point: in case of damage, the repair is organized by one of the 28 Zurich Help Points.

• Advantages for young people:

  • No-claims bonus: receive 10% of your premium back after three years of no claims.

  • Premium reduction: the premium is reduced every year up to the age of 25.

  • Family bonus: 15% discount if the parents already have two policies with Zurich.

Liability

• Damage to property and personal injury caused to others with the insured vehicle are insured.

Partial casco

• The vehicle is insured against theft, fire, natural hazards (storms, hail, floods, falling rocks, etc.), glass breakage (front, rear and side windows), collision with animals, vandalism and damage due to martens or rodents.

Full casco

• All partial casco damage as well as damage to your own vehicle due to collision (e.g. self-accident) is insured.

Optional additional cover

• Parking damage: damage to the parked vehicle caused by unknown vehicles or persons is covered.

• Personal belongings: the items carried by the occupants (including electronic devices) are insured if they are damaged with the vehicle or stolen from the vehicle.

• Passenger accident insurance: provides benefits for drivers and passengers in the event of an accident with a motor vehicle (treatment costs, lump-sum death and disability benefits).

• Gross negligence cover (e.g. due to carelessly driving through a red light), breakdown assistance, cyber attack, interior protection, rims and tyre protection, e-mobility protection for electric vehicles.

Special

• Bonus protection: with Zurich, your premium is protected. After making a claim, the premium won't increase.

• Help Point: in case of damage, the repair is organized by one of the 28 Zurich Help Points.

• Advantages for young people:

  • No-claims bonus: receive 10% of your premium back after three years of no claims.

  • Premium reduction: the premium is reduced every year up to the age of 25.

  • Family bonus: 15% discount if the parents already have two policies with Zurich.

Liability

• Damage to property and personal injury caused to others with the insured vehicle are insured.

Partial casco

• The vehicle is insured against theft, fire, natural hazards (storms, hail, floods, falling rocks, etc.), glass breakage (front, rear and side windows), collision with animals, vandalism and damage due to martens or rodents.

Full casco

• All partial casco damage as well as damage to your own vehicle due to collision (e.g. self-accident) is insured.

Optional additional cover

• Parking damage: damage to the parked vehicle caused by unknown vehicles or persons is covered.

• Personal belongings: the items carried by the occupants (including electronic devices) are insured if they are damaged with the vehicle or stolen from the vehicle.

• Passenger accident insurance: provides benefits for drivers and passengers in the event of an accident with a motor vehicle (treatment costs, lump-sum death and disability benefits).

• Gross negligence cover (e.g. due to carelessly driving through a red light), breakdown assistance, cyber attack, interior protection, rims and tyre protection, e-mobility protection for electric vehicles.

Special

• Bonus protection: with Zurich, your premium is protected. After making a claim, the premium won't increase.

• Help Point: in case of damage, the repair is organized by one of the 28 Zurich Help Points.

• Advantages for young people:

  • No-claims bonus: receive 10% of your premium back after three years of no claims.

  • Premium reduction: the premium is reduced every year up to the age of 25.

  • Family bonus: 15% discount if the parents already have two policies with Zurich.

Personal liability insurance

• covers damage to property and personal injury caused to others by the insured vehicle.

Partial casco

• covers the vehicle against theft, fire, natural hazards (storms, hail, floods, falling rocks, etc.), glass breakage (front, rear and side windows), collisions with animals, vandalism and damage caused by rodents.

Full casco

• covers all partial casco damage as well as damage to your own vehicle due to collision (e.g. accident).

Optional additional cover for parking damage

• covers damage to the parked vehicle caused by unknown vehicles or persons.

• Passenger accident insurance provides benefits for drivers and passengers in the event of an accident with a motor vehicle (treatment costs, lump-sum death and disability benefits).

• Gross negligence cover (e.g. due to carelessly driving through a red light).

Dynamic premium

• consists of a basic fee (basic premium) and the mileage driven (mileage-based premium).

• If the mileage exceeds 1,000 km within a calendar month, no premium will be charged for the additional mileage.

• The monthly premium will be invoiced at the end of each calendar month.

• Installation of the autoSense adapter (OBD II connection under the steering wheel) and connection to the autoSense app are required and are only used to record the mileage driven.

Special

• Notice of cancellation: 14 days

• The autoSense adapter is connected to the car via an app: it features cost control, damage notifications, SOS button, the Find a Help Point tool, as well as options to fill up the tank without going to the checkout and to pay parking fees via the app.

• Bonus protection: with Zurich, your premium is protected. After making a claim, the premium won't increase.

• Help Point: in case of damage, the repair is organized by one of the 28 Zurich Help Points.

• Advantages for young people:

• No-claims bonus: receive 10% of your premium back after three years of no claims.

• Premium reduction: the premium is reduced every year up to the age of 25.

• Family bonus: 15% discount if the parents already have two policies with Zurich.