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Generali car insurance

5 / 6

Comparis Rating

Customer satisfaction with Generali

5 / 6

Comparis Rating

Source: comparis.ch

Value for money

4.9 / 6

Performance: quality and service

4.9 / 6

Information, communication and transparency

5 / 6

Convenience of touchpoints and contacts

5 / 6

Overall satisfaction

5.1 / 6

Category

Silver

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Products from Generali

Liability insurance
Liability claims resulting from the provisions of road traffic laws are insured.

Casco insurance
In the event of a write-off, the fair value is insured.

Partial casco
Includes damage due to theft, fire, natural hazards, snowslides, glass breakage, collision with animals, martens, vandalism (including graffiti and spraying on paintwork), crash or forced landing of aircraft, and assistance to accident victims.

Collision casco
Covers damage caused by collisions.

Optional supplemental insurance

  • Bonus protection for first claim per year (also for young drivers).

  • Gross negligence.

  • Parking damage for max. two claims per year with limited sum insured. Can be included indefinitely on request.

  • Damage to personal belongings (e.g. satnavs and mobile phones) and veterinary treatment for pets in connection with a car accident up to CHF 5,000.

  • Glass Plus extended glass cover – in addition to glass breakage cover, all other damage to glass or glass-like materials (e.g. side mirrors, headlights or lightbulbs) on the vehicle is also insured.

  • Courtesy car.

Passenger accident insurance
The following benefits can also be insured:

  • Lump-sum death benefit: CHF 50,000.

  • Lump sum disability benefit: CHF 100,000.

  • Daily allowance and hospital allowance up to CHF 40.

  • Unlimited treatment costs for five years.

Legal expenses insurance
The following benefits can be insured:
Legal expenses insurance with traffic and private legal expenses insurance options secures the rights of the insured person in difficult situations. Homeowners have the option of insuring their property or properties as well as any tenancies with additional rates for property and landlord legal protection in corresponding areas of law.

  • Free legal advice in all legal areas.

  • Immediate insurance cover exists if the triggering event and the need occur during the term of the contract and are reported during this period.

  • No deductible and no minimum value in dispute, regardless of the cost of the damage, the legal area or the frequency of the damage.

  • Lawyer in case of arrest up to CHF 500.

Other points to note

  • 24-hour breakdown service and assistance (breakdown, accident, theft, loss of car keys, etc.) free of charge if you have taken out a casco insurance policy.

  • Generali repair service: collection of damaged vehicle and delivery of replacement vehicle in case of collision or parking damage if repair is carried out at a partner garage. Repair of broken glass parts on site (at home, place of work or garage) done by partner garage. If the repair is not carried out by a partner garage, an additional excess of CHF 200 applies. The “Generali repair service” benefit may be excluded on request.

  • Pay-out within seven days: once all required documents have been received, compensation is paid out within seven days at most. If it takes longer than that, an additional sum of CHF 100 is paid out.

  • If you already have motor vehicle insurance from Generali, the premium calculated online may deviate from your actual premium. The premium calculated online is therefore not binding.

Liability insurance
Liability claims resulting from the provisions of road traffic laws are insured.

Casco insurance
In the event of a write-off, the fair value is insured.

Partial casco
Includes damage due to theft, fire, natural hazards, snowslides, glass breakage, collision with animals, martens, vandalism (including graffiti and spraying on paintwork), crash or forced landing of aircraft, and assistance to accident victims.

Collision casco
Covers damage caused by collisions.

Optional supplemental cover

  • Bonus protection for first claim per year (also for young drivers).

  • Gross negligence.

  • Parking damage for max. two claims per year with limited sum insured. Can be included indefinitely on request.

  • Damage to personal belongings (e.g. satnavs and mobile phones) and veterinary treatment for pets in connection with a car accident up to CHF 5,000.

  • Glass Plus extended glass cover – in addition to glass breakage cover, all other damage to glass or glass-like materials (e.g. side mirrors, headlights or lightbulbs) on the vehicle is also insured.

  • Courtesy car.

Passenger accident insurance
The following benefits can be included:

  • Lump-sum death benefit: CHF 50,000.

  • Lump sum disability benefit: CHF 100,000.

  • Unlimited treatment costs for five years.

  • Daily allowance and hospital allowance up to CHF 40.

Legal expenses insurance
The following benefits can be insured:
Legal expenses insurance with traffic and private legal expenses insurance options secures the rights of the insured person in difficult situations. Homeowners have the option of insuring their property or properties as well as any tenancies with additional rates for property and landlord legal protection in corresponding areas of law.

  • Free legal advice in all legal areas.

  • Immediate insurance cover exists if the triggering event and the need occur during the term of the contract and are reported during this period.

  • No deductible and no minimum value in dispute, regardless of the cost of the damage, the legal area or the frequency of the damage.

  • Lawyer in case of arrest up to CHF 500.

Other points to note

  • 24-hour breakdown service and assistance (breakdown, accident, theft, loss of car keys, etc.) free of charge if you have taken out a casco insurance policy.

  • Generali repair service: collection of damaged vehicle and delivery of replacement vehicle in case of collision or parking damage if repair is carried out at a partner garage. Repair of broken glass parts on site (at home, place of work or garage) done by partner garage. If the repair is not carried out by a partner garage, an additional excess of CHF 200 applies. The “Generali repair service” benefit may be excluded on request.

  • Pay-out within seven days: once all required documents have been received, compensation is paid out within seven days at most. If it takes longer than that, an additional sum of CHF 100 is paid out.

  • If you already have motor vehicle insurance from Generali, the premium calculated online may deviate from your actual premium. The premium calculated online is therefore not binding.

Liability insurance
Liability claims resulting from the provisions of road traffic laws are insured.

Casco insurance
The compensation paid under the replacement value supplement in the event of a write-off is better than average.

Partial casco
Includes damage due to theft, fire, natural hazards, snowslides, glass breakage, collision with animals, martens, vandalism (including graffiti and spraying on paintwork), crash or forced landing of aircraft, and assistance to accident victims.

Collision casco
Covers damage caused by collisions.

Optional supplemental cover

  • Bonus protection for first claim per year (also for young drivers).

  • Gross negligence.

  • Parking damage for max. two claims per year with limited sum insured. Can be included indefinitely on request.

  • Damage to personal belongings (e.g. satnavs and mobile phones) and veterinary treatment for pets in connection with a car accident up to CHF 5,000.

  • Glass Plus extended glass cover – in addition to glass breakage cover, all other damage to glass or glass-like materials (e.g. side mirrors, headlights or lightbulbs) on the vehicle is also insured.

  • Courtesy car.

Passenger accident insurance
The following benefits can be included:

  • Lump-sum death benefit: CHF 50,000.

  • Lump sum disability benefit: CHF 100,000.

  • Unlimited treatment costs for five years.

  • Daily allowance and hospital allowance up to CHF 40.

Legal expenses insurance
The following benefits can be insured:
Legal expenses insurance with traffic and private legal expenses insurance options secures the rights of the insured person in difficult situations. Homeowners have the option of insuring their property or properties as well as any tenancies with additional rates for property and landlord legal protection in corresponding areas of law.

  • Free legal advice in all legal areas.

  • Immediate insurance cover exists if the triggering event and the need occur during the term of the contract and are reported during this period.

  • No deductible and no minimum value in dispute, regardless of the cost of the damage, the legal area or the frequency of the damage.

  • Lawyer in case of arrest up to CHF 500.

Other points to note

  • 24-hour breakdown service and assistance (breakdown, accident, theft, loss of car keys, etc.) free of charge if you have taken out a casco insurance policy.

  • Generali repair service: collection of damaged vehicle and delivery of replacement vehicle in case of collision or parking damage if repair is carried out at a partner garage. Repair of broken glass parts on site (at home, place of work or garage) done by partner garage. If the repair is not carried out by a partner garage, an additional excess of CHF 200 applies. The “Generali repair service” benefit may be excluded on request.

  • Pay-out within seven days: once all required documents have been received, compensation is paid out within seven days at most. If it takes longer than that, an additional sum of CHF 100 is paid out.

  • If you already have motor vehicle insurance from Generali, the premium calculated online may deviate from your actual premium. The premium calculated online is therefore not binding.

Information about Generali insurance company

Insurance carrier

Generali Assurances Générales SA

Head office

Nyon

Overview of Swiss car insurance