Generali car insurance

Below you can find information on the car insurance offered by Generali. It is divided into product characteristics, information about the insurance company, customer satisfaction and forum posts.
 


Products from Generali

  • Formula Direct

    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws.


    Liability insurance endorsements
    Bonus protection can be insured as an endorsement for one claim per year (also available to young drivers).


    Comprehensive insurance
    The compensation paid under the replacement value endorsement in the event of a total loss is rather high compared to other offerings.


    Partial casco
    Includes damage due to theft, fire, natural hazards, glass breakage, collisions with animals, martens, vandalism (including graffiti and spraying on paintwork), assistance to accident victims.


    Collision casco
    Covers damage due to collision.


    Comprehensive insurance endorsements

    • Damage to personal effects
    • Treatment of pets by a vet in connection with a car accident
    • Extended glass breakage insurance (including headlights)
    • Replacement car
    • Bonus protection for one claim per year (also available to young drivers)
    • In combination with partial casco: partial casco plus (i.e. casco coverage including collision coverage during 24 consecutive days)
    • In combination with collision casco: limited or unlimited insurance for damage while parked

    Occupants insurance
    Covers lump sum death and disability benefits and, as an endorsement, daily allowances for a hospital stay or loss of ability to work and treatment costs.


    Specifics

    • Roadside assistance services (breakdown, accident, theft, lost car keys, etc.) included for free if both liability and casco insurance are bought
    • Breakdown assistance also available as an endorsement
    • 25% of premium discount for vehicles with alternative engines

  • Formula Direct Partner Garage

    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws.


    Liability insurance endorsements
    Bonus protection can be insured as an endorsement for one claim per year (also available to young drivers).


    Comprehensive insurance
    The compensation paid under the replacement value endorsement in the event of a total loss is rather high compared to other offerings.


    Partial casco
    Includes damage due to theft, fire, natural hazards, glass breakage, collisions with animals, martens, vandalism (including graffiti and spraying on paintwork), assistance to accident victims.


    Collision casco
    Covers damage due to collision.


    Comprehensive insurance endorsements

    • Damage to personal effects
    • Treatment of pets by a vet in connection with a car accident
    • Extended glass breakage insurance (including headlights)
    • Replacement car
    • Bonus protection for one claim per year (also available to young drivers)
    • In combination with partial casco: partial casco plus (i.e. casco coverage including collision coverage during 24 consecutive days)
    • In combination with collision casco: limited or unlimited insurance for damage while parked

    Occupants insurance
    Covers lump sum death and disability benefits and, as an endorsement, daily allowances for a hospital stay or loss of ability to work and treatment costs.


    Specifics

    • Any repairs of damage covered by collision casco or insurance for damage while parked may only be carried out by one of your insurer's contract garages. For free choice of garages, the deductible increases by CHF 200
    • Roadside assistance services (breakdown, accident, theft, lost car keys, etc.) included for free if both liability and casco insurance are bought
    • Breakdown assistance also available as an endorsement
    • 25% of premium discount for vehicles with alternative engines

  • Formula Compact

    Liability insurance
    Insurance against liability claims resulting from the provisions of the road traffic laws. All drivers are subject to a deductible of CHF 500 in the event of a claim.


    Liability insurance endorsements
    None


    Comprehensive insurance
    The compensation in the event of a total loss is made at current value.


    Partial casco
    Includes damage due to theft, fire, natural hazards, glass breakage, collisions with animals, martens, vandalism (including graffiti and spraying on paintwork), assistance to accident victims.


    Collision casco
    Covers damage due to collision.


    Comprehensive insurance endorsements
    None


    Occupants insurance
    Not available.


    Specifics
    Any repair of damage covered under collision insurance may only be carried out by one of your insurance company's contract garages. For free choice of garages, the deductible increases by CHF 200.


Customer satisfaction with Generali

Good (5.1)
Good (5.2)
Competence and commitment of employees
Good (5)
Comprehensibility and clarity of customer information
Good (5.2)
Insurer's availability
Satisfactory (4.8)
Satisfaction with amount of premium
Good (5.2)
Handling of claims
Good (5.1)
Overall judgement

Information about the insurance company

Insurance carrier
Generali General Insurance Ltd
Head office
Nyon

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