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Health insurance: Compare supplemental insurance including basic insurance
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Key facts in a nutshell
Basic health insurance
Basic health insurance is compulsory for all residents of Switzerland. The benefits under basic insurance are specified in the Health Insurance Act (KVG) and are consistent across all health insurers. Health insurance providers are required to accept every applicant for basic health insurance, so applicants are completely free to choose their insurer.
Supplemental health insurance
Unlike basic insurance, the benefits of supplemental insurance vary depending on the provider, so it's worth shopping around. The insurance companies are free to set the premiums of supplemental insurance according to risk, i.e. depending on age and gender. They may also impose provisos or turn down applicants without giving a reason.