Health insurance: Compare supplemental insurance including basic insurance

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Key facts in a nutshell

Basic health insurance

Basic health insurance is compulsory for all residents of Switzerland. The benefits under basic insurance are specified in the Health Insurance Act (KVG) and are consistent across all health insurers. Health insurance providers are required to accept every applicant for basic health insurance, so applicants are completely free to choose their insurer.

Supplemental health insurance

Unlike basic insurance, the benefits of supplemental insurance vary depending on the provider, so it's worth shopping around. The insurance companies are free to set the premiums of supplemental insurance according to risk, i.e. depending on age and gender. They may also impose provisos or turn down applicants without giving a reason.

Interesting reads

In our Magazine, you can find the most recent news, interesting background articles, and information and tips on supplemental health insurance.                 

Tips and information

News
Glossary
Glossary

Cancelling supplemental insurance

In case of a premium increase, it is possible to cancel supplemental health insurance. If the premium remains unaltered, the period of notice of the respective health insurance provider applies. More

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