Sanitas Health Insurance
Sanitas - Premium development
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.
More about Sanitas
Customer satisfaction and experience with Sanitas
good(5.4)- Mark 6.0 – 5.5: excellent
- Mark 5.4 – 5.0: good
- Mark 4.9 – 4.5: satisfactory
- Mark 4.4 – 4.0: adequate
- Mark 3.9 – 1.0: inadequate
Sanitas - efficiency of administration
Collection of data 11/2020
if their administrative costs are less than 4.2% of premiums.
Sanitas – company details
Reserves of the health insurer Sanitas | 2019 |
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Number of policyholders
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Number of policyholdersAverage number of policyholders in the previous year (basic insurance only).
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475,146 |
Reserves in millions of CHF
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Reserves in millions of CHFIncluding reserves for optional daily benefits insurance.
|
570.7 |
Minimum reserves in millions of CHF
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Minimum reserves in millions of CHFSince 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.
|
283.6 |
Solvency ratio
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Solvency ratioThe solvency ratio indicates the ratio between the existing reserves and the minimum amount.
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201.0%
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Corporate structure
Sanitas was established as a foundation in 1958. In 2004, its operative business was handed over to joint stock companies. In 2010, Sanitas converted the companies into a holding structure. Since then, Sanitas Grundversicherungen AG, Sanitas Privatversicherungen AG and Compact Grundversicherungen AG have been part of the Sanitas Beteiligungen AG.
Benefits covered under basic insurance
For the mandatory basic insurance, the benefits that the health insurers must cover are stipulated by law.
Switching to Sanitas for health insurance
Attention should be given to the notification periods when changing one's insurance. Otherwise the freedom to choose one's insurer applies for the mandatory part of health insurance: health insurance providers must accept all applicants and may not reject them based on age, gender or state of health nor may they impose any provisos.
Products from Sanitas
Sanitas offers the standard model throughout Switzerland. In addition, Sanitas also offers alternative insurance models. These usually allow you to save on premiums. However, some of the alternative models are not available everywhere in Switzerland. To find out where they are offered and how much you can save on premiums, we recommend making a premium comparison.
How to contact Sanitas
Sanitas Grundversicherungen AG
Jägergasse 3
Postfach 2010
8021 Zürich
Tel. 044 298 63 00
Fax 044 298 62 50
info@sanitas.com