Assura health insurance
Assura - Premium development
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.
More about Assura
Customer satisfaction and experience with Assura
satisfactory(4.7)- Mark 6.0 – 5.5: excellent
- Mark 5.4 – 5.0: good
- Mark 4.9 – 4.5: satisfactory
- Mark 4.4 – 4.0: adequate
- Mark 3.9 – 1.0: inadequate
Assura - efficiency of administration
Collection of data 11/2020
if their administrative costs are less than 4.2% of premiums.
Assura – company details
Reserves of the health insurer Assura | 2019 |
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Number of policyholders
More information
Number of policyholdersAverage number of policyholders in the previous year (basic insurance only).
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1,000,912 |
Reserves in millions of CHF
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Reserves in millions of CHFIncluding reserves for optional daily benefits insurance.
|
678.5 |
Minimum reserves in millions of CHF
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Minimum reserves in millions of CHFSince 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.
|
449.9 |
Solvency ratio
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Solvency ratioThe solvency ratio indicates the ratio between the existing reserves and the minimum amount.
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151.0%
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Good to know about Assura
Assura was founded in Western Switzerland in 1978. The executive board and the first branch office were opened in Pully.
Benefits covered under basic insurance
The range of benefits covered by all health insurance companies is set out in the Health Insurance Act (KVG).
Changing to Assura
In mandatory basic insurance, a health insurance company can neither reject a policyholder nor only accept him/her with reservations. There is full freedom to change insurance and every person may buy insurance from any health insurance company – independent of their age or health condition.
Offerings from Assura
Assura accepts policyholders from all over Switzerland for mandatory basic insurance (standard model). Additionally, Assura offers alternative insurance models for cost-conscious policyholders – however, not the whole range is available everywhere in Switzerland. To find out if Assura offers an alternative model at your place of residence, we recommend comparing premiums.
How to contact Assura
Assura-Basis SA
Avenue C.-F. Ramuz 70
1009 Pully
Tel. 0842 277 872
assura@assura.ch