Assura health insurance
Assura - Premium development
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.
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Experiences and questions regarding Assura in our forum
I have Semi-privat insurance policy with Assura which is not cheap. I had need to go into hospital and my hospital doctor recommended in patient treatment as a pre-requisite for intensive therapy to aid recovery. After several telephones calls back and forth with my doctor and Assura's doctor (who More
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0 comments | read 1,831 time(s)
I have Complementa Plus and Optima in addition to the base insurance with Assura. What does this cover in terms of maternity hospital stay and delivery of the baby by gynocologist? It's not 100% clear for me in their policy as a lot of detail is missing... More
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1 comments | read 1,625 time(s)
Hi I moved to Switzerland less than 2 months ago and was supposed to stay here until the end of the year. But for professional reason, it seems that I will be leaving next month. I did sent a signed contract to Assura a couple of weeks ago but I haven't received any reply from them. Is there a way More
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0 comments | read 1,221 time(s)
Hi, I am currently living in Geneva, switzerland. I have change my health insurance to Assura start Jan this year by looking at comparis website. But Assura still didnt send me any insurance card and also the insurance policy . They just send me the orange pay slip to ask me to pay for first 3 month. More
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3 comments | read 1,307 time(s)
Au vue des hautes augmentations de primes depuis des années, je me suis assuré auprès de Assura pour diminuer, ... enfin, mes primes d'assurance maladie. En fait, Assura nous prends pour les dindons de la farce. Tout d'abord, elle invente une nouvelle règle qui n'existe que chez elle, renvoyer More
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Customer satisfaction with Assura
satisfactory(4.685)- Mark 6.0 – 5.5: excellent
- Mark 5.4 – 5.0: good
- Mark 4.9 – 4.5: satisfactory
- Mark 4.4 – 4.0: adequate
- Mark 3.9 – 1.0: inadequate
Assura - efficiency of administration
Collection of data 11/2016
if their administrative costs are less than 4.2% of premiums.
Assura – company details
| Reserves of the health insurer Assura | 2014 |
2015 |
|---|---|---|
|
Number of policyholders
More information
Number of policyholdersAverage number of policyholders in the previous year (basic insurance only).
|
696,292 | 922,902 |
|
Reserves in millions of CHF
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Reserves in millions of CHFIncluding reserves for optional daily benefits insurance.
|
826.1 | 757.8 |
|
Minimum reserves in millions of CHF
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Minimum reserves in millions of CHFSince 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.
|
225.6 | 491.8 |
|
Solvency ratio
More information
Solvency ratioThe solvency ratio indicates the ratio between the existing reserves and the minimum amount.
|
366.0%
|
154.0%
|
Good to know about Assura
Assura was founded in Western Switzerland in 1978. The executive board and the first branch office were opened in Pully.
Benefits covered under basic insurance
The range of benefits covered by all health insurance companies is set out in the Health Insurance Act (KVG).
Changing to Assura
In mandatory basic insurance, a health insurance company can neither reject a policyholder nor only accept him/her with reservations. There is full freedom to change insurance and every person may buy insurance from any health insurance company – independent of their age or health condition.
Offerings from Assura
Assura accepts policyholders from all over Switzerland for mandatory basic insurance (standard model). Additionally, Assura offers alternative insurance models for cost-conscious policyholders – however, not the whole range is available everywhere in Switzerland. To find out if Assura offers an alternative model at your place of residence, we recommend comparing premiums.
How to contact Assura
Assura-Basis SA
Avenue C.-F. Ramuz 70
Postfach 533
1009 Pully
Tel. 021 721 44 11
Fax 021 721 46 99
assura@assura.ch
Request a no-obligation quote now
Health insurance
Assura - 5 more forum articles
Hello I have basic insurance with Assura and my insurance broker tells me I am covered for up to 3 IVF treatments before the age of 42. Is this also exempt from deductible and retention rates? I can't read French so the Assura website is of no use to me. Also, how can I obtain cover for teeth straightening More
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switch to international Insurance
I was wondering if it's allowed by law to switch insurance from swiss-based provider to international provider? More
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which is the cheapest health insurance for 2005?
I need to take a health insurance for the last 3 months of 2005. Which is the cheapest one with the maximum franchise of 2500 CHF? On comparis, I can only find the prices for 2006. For 2006 it is indicated that Assura is the cheapest with 172 CHF/month. More
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I was checking your webpage to see what my insurance would cost in 2005 for Assura basic insurance but there is no amount given. What does this mean? More
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Je suis expatrié qui travail dans Suisse. Au moment où j'ai l'assurance suisse. Est-ce que on lui permet si je change en (autre que le Suisse) assureur international qui couvrent dans le monde entier ? More
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