Swica health insurance

Swica - Premium development

Age group

Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.

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Experiences and questions regarding Swica in our forum

15/07/2014 from Konstantin

Problem with Helsana medical insurance. Advice needed.

I signed a preliminary contract (basic + complementary insurance) with Helsana last summer. The third-party company guy visited us and described the conditions. But when we got a policy the conditions appeared to be different. So we've sent a cancellation letter (15.08) for both insurances being sure More



1 comments | read 940 time(s)

07/11/2013 from Rachelle

tell-med, call-med...

Comparis needs to give details about the differences between the various insurance companies for the first-call options. This plan requires you to phone before going to the doctor. Price is not the only difference between plans. CSS (Intras etc...) is very different than the other insurances. They told More



0 comments | read 1,645 time(s)

24/10/2006 from GRoxas


I Have SWICA is my children insured for dental like zahnspannung / braces. if not how can I insured my children I know its expensive. Thanks More



3 comments | read 903 time(s)

Customer satisfaction with Swica

Competence and helpfulness of employees
Statements (clarity, prompt payment, goodwill etc.)
Clarity and comprehensibility of customer information
In 2017, comparis.ch conducted a representative survey on customer satisfaction with the Swiss health insurance companies in collaboration with the market research institution, GfK. A total of more than 2400 persons from all linguistic regions of Switzerland were surveyed. They rated the competence and commitment of the insurance employees, their satisfaction with the invoicing process, and the comprehensibility of customer information.
  • Mark 6.0 – 5.5: excellent
  • Mark 5.4 – 5.0: good
  • Mark 4.9 – 4.5: satisfactory
  • Mark 4.4 – 4.0: adequate
  • Mark 3.9 – 1.0: inadequate
All answers from one respondent about a provider are taken to calculate the total rating from the same respondent. A provider's final rating corresponds to the rounded mean value of all these total ratings. The final ratings as given by comparis.ch are based on the Swiss school grading system.

Swica - efficiency of administration

Administrative costs
5.0% of premiums

Collection of data 11/2017

When is a health insurance company efficient?
Health insurance companies are considered efficient
if their administrative costs are less than 4.2% of premiums.

Swica – company details

Reserves of the health insurer Swica
Number of policyholders
More information
Number of policyholders
Average number of policyholders in the previous year (basic insurance only).
630,351 626,389
Reserves in millions of CHF
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Reserves in millions of CHF
Including reserves for optional daily benefits insurance.
358.8 401.8
Minimum reserves in millions of CHF
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Minimum reserves in millions of CHF
Since 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.
228.5 263.6
Solvency ratio
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Solvency ratio
The solvency ratio indicates the ratio between the existing reserves and the minimum amount.
comparis.ch displays the supervision data published by the FOPH. comparis.ch does not guarantee the accuracy of the data. Last updated: 28.09.2017

How to contact Swica

Swica Krankenversicherung
Römerstrasse 38
8401 Winterthur
Tel. 052 244 22 33
Fax 052 244 22 90

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