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Supplemental insurance for glasses and contact lenses?

Glasses and contact lenses are expensive. The right supplemental insurance can save you money. Comparis explains how.

Magdalena Soll Foto
Magdalena Soll

22.05.2024

A person holds two pairs of glasses in their hands.

iStock / Maica

1.When does basic insurance pay for glasses and contact lenses?
2.Supplemental insurance for glasses and contact lenses: is there such a thing?
3.How much does supplemental glasses insurance cost – and what is it worth?
4.What should I look out for before taking out supplemental glasses insurance?

1. When does basic insurance pay for glasses and contact lenses?

In principle, basic insurance does not cover the costs of glasses and contact lenses. The only exceptions are for medically justified cases.

2. Supplemental insurance for glasses and contact lenses: is there such a thing?

No, there is no separate supplemental eyeware insurance. Instead, various insurers offer this special cover along with other benefits.

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3. How much does supplemental glasses insurance cost – and what is it worth?

Supplemental insurance with eyewear benefits is available in some cases for less than CHF 15 per month. A comparison of supplemental insurance products from different providers provides clarity.

Health insurance makes a limited contribution to the cost of your glasses. As a rule, supplemental insurance for glasses alone isn’t worthwhile. However, when combined with other benefits such as fitness subscriptions or alternative medicine, it can make perfect sense. 

Lost or damaged glasses are not usually covered by supplemental insurance. It may be worth checking out various home contents insurance policies in this case.

4. What should I look out for before taking out supplemental glasses insurance?

Keep these tips in mind before taking out supplemental insurance for your glasses and contact lenses.

This article was first published on 03.12.2021

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