Contents & personal liability


The policyholder is the contractual party entitled to insurance protection for himself and/or for other individuals through the conclusion of the insurance contract (policy). In turn, he must pay premiums.

If a policyholder moves his legal place of residence outside Switzerland or Liechtenstein, insurance coverage lapses either from the date he de-registers with the competent Swiss authority or at the end of the insurance year at the latest, depending on the insurer.