Generali contents and personal liability insurance
5 / 6
Customer satisfaction with Generali
5 / 6
Comparis Rating
Value for money | 4.9 / 6 |
Performance: quality and service | 5 / 6 |
Information, communication and transparency | 4.9 / 6 |
Convenience of touchpoints and contacts | 4.8 / 6 |
Overall satisfaction | 5 / 6 |
Category | Silver |
Products from Generali
Fire and Natural Hazards
Deductible: CHF 300
Burglary and Robbery
Deductible: CHF 300
Additional Burglary and Robbery Coverage
Simple theft outside: theft occurring outside the insured location that is neither burglary nor robbery.
Compensation up to the insured sum agreed in the policy.
Sum insured: up to CHF 2,000
Deductible: CHF 300
Water Damage
Deductible: CHF 300
Possible Additional Coverages
Glass breakage: Covers breakage damage to furniture glazing and building glazing, ceramic glass cooktops, stone tabletops, stone kitchen worktops, sanitary installations, skylights and solar collectors.
Deductible: CHF 300
Home Assistance: Assistance services for emergencies at the residence (locksmith service, tradespeople, pest control, support following insured events), including a helpline and Travel-Care Infoline.
Spezielles
Contract term: 1 year
Online discount: 15%
Fire and Natural Hazards
Deductible: CHF 200
Burglary and Robbery
Deductible: CHF 200
Additional Burglary and Robbery Coverage
Simple theft outside: theft occurring outside the insured location that is neither burglary nor robbery.
Compensation up to the insured sum agreed in the policy.
Sum insured: up to CHF 4,000
Deductible: CHF 200
Water Damage
Deductible: CHF 200
Possible Additional Coverages
Glass breakage: Covers breakage damage to furniture glazing and building glazing, ceramic glass cooktops, stone tabletops, stone kitchen worktops, sanitary installations, skylights and solar collectors.
Deductible: CHF 200
Home Assistance: Assistance services for emergencies at the residence (locksmith service, tradespeople, pest control, support following insured events), including a helpline and Travel-Care Infoline.
Spezielles
Contract term: 1 year
Online discount: 15%
Coverage for Children
Individual policy: Minor children temporarily staying with the policyholder are covered.
Family policy: Children, stepchildren and foster children under 26 years of age are covered, provided they are not gainfully employed.
What applies to the “Occasional Use of Third-Party Motor Vehicles” cover?
Insurance cover as the driver of third-party vehicles used occasionally, including collision damage, deductible up to CHF 1,000 and loss of no-claims bonus.
Sum Insured: CHF 3 million
Deductibles: CHF 500
What applies to the “Waiver of Recourse in Cases of Gross Negligence” cover?
No reduction of benefits if a loss event has been caused by gross negligence. The waiver does not apply to losses occurring under the influence of alcohol, drugs or misuse of medication.
What is covered for residential property owners?
Liability is covered as the owner of an owner-occupied property with up to three residential units, as the landlord of up to two apartments or three rooms, and as the property owner acting as principal for renovation works up to CHF 100,000.
Special Features
Contract term: 1 year
Online discount: 15%
Coverage for Children
Individual policy: Minor children temporarily staying with the policyholder are covered.
Family policy: Children, stepchildren and foster children under 26 years of age are covered, provided they are not gainfully employed.
What applies to the “Occasional Use of Third-Party Motor Vehicles” cover?
Insurance cover as the driver of third-party vehicles used occasionally, including collision damage, deductible up to CHF 1,000 and loss of no-claims bonus
Sum Insured: CHF 5 million or CHF 10 million
Deductibles: CHF 200
What applies to the “Waiver of Recourse in Cases of Gross Negligence” cover?
No reduction of benefits if a loss event has been caused by gross negligence. The waiver does not apply to losses occurring under the influence of alcohol, drugs or misuse of medication.
What is covered for residential property owners?
Liability is covered as the owner of an owner-occupied property with up to three residential units, as the landlord of up to two apartments or three rooms, and as the property owner acting as principal for renovation works up to CHF 100,000.
Special Features
Contract term: 1 year
Online discount: 15%
Information about Generali insurance company
| Insurance carrier | Generali General Insurance Ltd. |
| Head office | Adliswil |