Contents & personal liability

Insurance benefits

As an integral part of the insurance policy, the insurer undertakes to provide benefits should the insured event occur. Benefits within the scope of contents insurance are linked to the damage event (indemnity insurance). They may be disbursed in cash or compensated in kind (e.g. legal advice or representation in court by the insurance company's own employees). They also include profit distribution as well as conversion values and surrender values from prematurely terminated contracts.