Provider overview

Visana legal protection insurance

Here you can find information on Visana legal protection insurance. The information is divided into products, company details and miscellaneous.
The general information on private and motor legal protection applies to all insurance companies.

Visana products

  • Visana (Personal legal protection)


    Individual: Insurance holder
    Familiy: Two adults and unlimited number of children under 18 (if only supplementary health insurance has been taken out with Visana, max. two children)

    • Criminal charge after accident
    • Legal consultation (for matters concerning private, family and succession law: one consultation, maximum of CHF 300 per year)

    • up to CHF 250,000 per case (within Europe and countries bordering on the Mediterranean Sea), up to CHF 50,000 (in all other countries)
    • Money for bail (advance): up to CHF 100,000 (within Europe and countries bordering on the Mediterranean Sea), up to CHF 50,000 (in all other countries)

    • Collection of an adjudged claim

    • Expenses and administration costs of a penalty or an administrative measure are only covered once a year at 50% and at a maximum of CHF 500.-

    Worldwide insurance protection in the following legal areas: compensation law and criminal law. In the legal areas of insurance as well as landlord and tenant laws, the geographic area of applicability is limited to Europe, and for all other legal areas to Switzerland and the Principality of Liechtenstein.

    Insurance protection for disputes concerning labour law, landlord and tenant law, other contract law, neighbouring rights, ownership right and joint ownership/condominium ownership and protection for legal advice begin after a three-month waiting period. Apart from this, no waiting period applies.

    Legal cases concerning...

    • Labour law: only partial coverage if amount in dispute exceeds CHF 100,000
    • Conflicts involving the execution of sports upon remuneration
    • Objections to building plans, land planning and dispossession procedures
    • Criminal proceedings for deliberate offences
    • Copyright, patent law, licencing law, model and design rights etc.
    • Conflicts with live-in partners or roommates
    • Vehicles, vessels or aircrafts that require a driving licence
    • Collection procedures as well as debt enforcement and bankruptcy law (except for recovering a claim granted to the policyholder)
    • Inheritance laws (only covers legal advice)
    • Conflicts involving maintenance payments (only covers legal advice)

    If a lawyer must be consulted, the insurance holder may suggest a lawyer whose office lies within the area of jurisdiction of the court responsible for the case. Protekta will then assign the chosen lawyer. Should the policyholder and Protekta be unable to agree on a lawyer, the policyholder may nominate 3 lawyers, one of which is then chosen by Protekta.

    Arbitration prodeedings may be initiated within 20 days. Decisions made by the concordat concerning arbitral jurisdiction apply.

    Notice of termination must be handed in 3 months prior to expiry of contract.

    According to contract duration as stated in insurance policy. Shortest possible duration is one year.

    Action in case of a claim
    The insurer, Protekta, must be notified in writing.
  • Visana (Motor legal protection)


    Individual: Insured person as owner, driver or keeper of a motor vehicle or trailer including accessories as well as pedestrian, cyclist or passenger of a public or private means of transportation
    Family: Two adults and unlimited number of children up to 18 years of age as owner, driver or keeper of a motor vehicle or trailer including accessories as well as pedestrian, cyclist or passenger of a public or private means of transportation (if only supplementary health insurance has been taken out with Visana, max. two children)

    • Criminal charges following accident
    • Vehicle taxation
    • Vehicle contract law: purchase, sale, exchange, lease, lending, escrow contract as well as rental contract

    Up to CHF 250,000 per case (within Europe and countries bordering on the Mediterranean)
    Up to CHF 50,000 (rest of the world)
    Mediation up to CHF 10,000 per case

    • Debt collection of acknowledged claim

    • Blood alcohol and drug analyses
    • Fines and costs/fees related to criminal and administrative authorities

    Worldwide insurance protection in the following legal areas: compensation law and criminal law. In the legal areas of insurance as well as landlord and tenant laws, the geographic area of applicability is limited to Europe, and for all other legal areas to Switzerland and the Principality of Liechtenstein.

    Insurance protection for matters concerning vehicle contracts is only implemented after a 3-month qualifying period, otherwise there is no waiting period.

    Legal cases concerning...

    • Deliberate offences or violations
    • Active participation in competitions or races
    • Disputes between people of the same household
    • Defence against liability claims
    • Incidents as owner/holder of commercial vehicles

    If a lawyer must be consulted, the insurance holder may suggest a lawyer whose office lies within the area of jurisdiction of the court responsible for the case. Protekta will then assign the chosen lawyer. Should the policyholder and Protekta be unable to agree on a lawyer, the policyholder may nominate 3 lawyers, one of which is then chosen by Protekta.

    Arbitration proceedings may be initiated within 20 days. Decisions made by the concordat for arbitrary jurisdiction apply.

    Notice of termination must be handed in at least 3 months before contract is due to lapse.

    According to contract duration as stated in insurance policy. Shortest possible duration is one year.

    Action in case of a claim
    The insurer must be notified in writing.
  • Visana (Personal and motor legal protection)

    Personal legal protection


    Individual: Insurance holder
    Familiy: Two adults and unlimited number of children under 18 (if only supplementary health insurance has been taken out with Visana, max. two children)

    • Criminal charge after accident
    • Legal consultation (for matters concerning private, family and succession law: one consultation, maximum of CHF 300 per year)

    • up to CHF 250,000 per case (within Europe and countries bordering on the Mediterranean Sea), up to CHF 50,000 (in all other countries)
    • Money for bail (advance): up to CHF 100,000 (within Europe and countries bordering on the Mediterranean Sea), up to CHF 50,000 (in all other countries)

    • Collection of an adjudged claim

    • Expenses and administration costs of a penalty or an administrative measure are only covered once a year at 50% and at a maximum of CHF 500.-

    Worldwide insurance protection in the following legal areas: compensation law and criminal law. In the legal areas of insurance as well as landlord and tenant laws, the geographic area of applicability is limited to Europe, and for all other legal areas to Switzerland and the Principality of Liechtenstein.

    Insurance protection for disputes concerning labour law, landlord and tenant law, other contract law, neighbouring rights, ownership right and joint ownership/condominium ownership and protection for legal advice begin after a three-month waiting period. Apart from this, no waiting period applies.

    Legal cases concerning...

    • Labour law: only partial coverage if amount in dispute exceeds CHF 100,000
    • Conflicts involving the execution of sports upon remuneration
    • Objections to building plans, land planning and dispossession procedures
    • Criminal proceedings for deliberate offences
    • Copyright, patent law, licencing law, model and design rights etc.
    • Conflicts with live-in partners or roommates
    • Vehicles, vessels or aircrafts that require a driving licence
    • Collection procedures as well as debt enforcement and bankruptcy law (except for recovering a claim granted to the policyholder)
    • Inheritance laws (only covers legal advice)
    • Conflicts involving maintenance payments (only covers legal advice)

    If a lawyer must be consulted, the insurance holder may suggest a lawyer whose office lies within the area of jurisdiction of the court responsible for the case. Protekta will then assign the chosen lawyer. Should the policyholder and Protekta be unable to agree on a lawyer, the policyholder may nominate 3 lawyers, one of which is then chosen by Protekta.

    Arbitration prodeedings may be initiated within 20 days. Decisions made by the concordat concerning arbitral jurisdiction apply.

    Notice of termination must be handed in 3 months prior to expiry of contract.

    According to contract duration as stated in insurance policy. Shortest possible duration is one year.

    Action in case of a claim
    The insurer, Protekta, must be notified in writing.

    Motor legal protection


    Individual: Insured person as owner, driver or keeper of a motor vehicle or trailer including accessories as well as pedestrian, cyclist or passenger of a public or private means of transportation
    Family: Two adults and unlimited number of children up to 18 years of age as owner, driver or keeper of a motor vehicle or trailer including accessories as well as pedestrian, cyclist or passenger of a public or private means of transportation (if only supplementary health insurance has been taken out with Visana, max. two children)

    • Criminal charges following accident
    • Vehicle taxation
    • Vehicle contract law: purchase, sale, exchange, lease, lending, escrow contract as well as rental contract

    Up to CHF 250,000 per case (within Europe and countries bordering on the Mediterranean)
    Up to CHF 50,000 (rest of the world)
    Mediation up to CHF 10,000 per case

    • Debt collection of acknowledged claim

    • Blood alcohol and drug analyses
    • Fines and costs/fees related to criminal and administrative authorities

    Worldwide insurance protection in the following legal areas: compensation law and criminal law. In the legal areas of insurance as well as landlord and tenant laws, the geographic area of applicability is limited to Europe, and for all other legal areas to Switzerland and the Principality of Liechtenstein.

    Insurance protection for matters concerning vehicle contracts is only implemented after a 3-month qualifying period, otherwise there is no waiting period.

    Legal cases concerning...

    • Deliberate offences or violations
    • Active participation in competitions or races
    • Disputes between people of the same household
    • Defence against liability claims
    • Incidents as owner/holder of commercial vehicles

    If a lawyer must be consulted, the insurance holder may suggest a lawyer whose office lies within the area of jurisdiction of the court responsible for the case. Protekta will then assign the chosen lawyer. Should the policyholder and Protekta be unable to agree on a lawyer, the policyholder may nominate 3 lawyers, one of which is then chosen by Protekta.

    Arbitration proceedings may be initiated within 20 days. Decisions made by the concordat for arbitrary jurisdiction apply.

    Notice of termination must be handed in at least 3 months before contract is due to lapse.

    According to contract duration as stated in insurance policy. Shortest possible duration is one year.

    Action in case of a claim
    The insurer must be notified in writing.


Company data of Visana

Headquarters: Bern
Premium volume 2010 in millions: 63.6
Insurance company: Protekta Rechtsschutz-Versicherung AG

All information subject to change. © by comparis.ch AG

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