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AXA-Arag legal protection insurance

Products from AXA-Arag

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Tenants' rights

  • Labour law

  • contract law

  • Law of property

  • Neighbours' rights

  • Legal protection for builders

  • Credit laws

  • Personality rights

  • Copyright

  • Legal matters concerning compensation for damages

  • Insurance rights

  • Social insurance law

  • Patient law

  • Crime victims compensation

  • Adult protection law

  • Criminal law

  • Labour law as the employer of domestic staff

  • Animal rights

  • self-employment

Benefits

CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Other uncovered costs

-

Geographical limitations

Worldwide, with few exceptions.

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • mandates as a director or trustee

  • disputes in connection with an independent occupation

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

5 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Traffic & travel

  • Partnership & family

  • Taxes

  • Legal advice PLUS

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Road traffic law

  • Vehicle contract law

  • Property law in terms of vehicles

  • Vehicle taxation

  • Contract law of package holidays and accommodation

  • Tort law

  • Insurance law

  • Patients law

  • Victim aid

  • Patients law

  • Adult protection law

  • Criminal law

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Benefits

CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

Other uncovered costs

-

Geographical limitations

Worldwide

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

5 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Live & daily routine

  • Work

  • Partnership & family

  • Taxes

  • Legal advice PLUS

Personal legal protection

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Tenants' rights

  • Labour law

  • contract law

  • Law of property

  • Neighbours' rights

  • Legal protection for builders

  • Credit laws

  • Personality rights

  • Copyright

  • Legal matters concerning compensation for damages

  • Insurance rights

  • Social insurance law

  • Patient law

  • Crime victims compensation

  • Adult protection law

  • Criminal law

  • Labour law as the employer of domestic staff

  • Animal rights

  • self-employment

Benefits

CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Other uncovered costs

-

Geographical limitations

Worldwide, with few exceptions.

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • mandates as a director or trustee

  • disputes in connection with an independent occupation

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

5 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Traffic & travel

  • Partnership & family

  • Taxes

  • Legal advice PLUS

Motor legal protection

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Road traffic law

  • Vehicle contract law

  • Property law in terms of vehicles

  • Vehicle taxation

  • Contract law of package holidays and accommodation

  • Tort law

  • Insurance law

  • Patients law

  • Victim aid

  • Patients law

  • Adult protection law

  • Criminal law

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Benefits

CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

Other uncovered costs

-

Geographical limitations

Worldwide

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

5 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Live & daily routine

  • Work

  • Partnership & family

  • Taxes

  • Legal advice PLUS

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Tenants' rights

  • Labour law

  • contract law

  • Law of property

  • Neighbours' rights

  • Legal protection for builders

  • Credit laws

  • Personality rights

  • Copyright

  • Legal matters concerning compensation for damages

  • Insurance rights

  • Social insurance law

  • Patient law

  • Crime victims compensation

  • School right

  • Adult protection law

  • Divorce law

  • Family law

  • Inheritance law

  • Criminal law

  • Labour law as the employer of domestic staff

  • Animal rights

  • self-employment

Benefits

CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Other uncovered costs

-

Geographical limitations

Worldwide, with few exceptions.

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • mandates as a director or trustee

  • disputes in connection with an independent occupation

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

3 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Traffic & travel

  • Taxes

  • Legal advice PLUS

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Road traffic law

  • Vehicle contract law

  • Property law in terms of vehicles

  • Vehicle taxation

  • Contract law of package holidays and accommodation

  • Tort law

  • Insurance law

  • Patients law

  • Victim aid

  • Patients law

  • Adult protection law

  • Criminal law

Benefits

CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Other uncovered costs

-

Geographical limitations

Worldwide

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

3 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Live & daily routine

  • Work

  • Partnership & family

  • Taxes

  • Legal advice PLUS

Personal legal protection

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Tenants' rights

  • Labour law

  • contract law

  • Law of property

  • Neighbours' rights

  • Legal protection for builders

  • Credit laws

  • Personality rights

  • Copyright

  • Legal matters concerning compensation for damages

  • Insurance rights

  • Social insurance law

  • Patient law

  • Crime victims compensation

  • School right

  • Adult protection law

  • Divorce law

  • Family law

  • Inheritance law

  • Criminal law

  • Labour law as the employer of domestic staff

  • Animal rights

  • self-employment

Benefits

CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Other uncovered costs

-

Geographical limitations

Worldwide, with few exceptions.

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • mandates as a director or trustee

  • disputes in connection with an independent occupation

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

3 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Traffic & travel

  • Taxes

  • Legal advice PLUS

Motor legal protection

Insured persons

Individual: Policyholders

Family: Policyholder and all people who live in same household and are listed in the policy

Other insured legal areas

  • Road traffic law

  • Vehicle contract law

  • Property law in terms of vehicles

  • Vehicle taxation

  • Contract law of package holidays and accommodation

  • Tort law

  • Insurance law

  • Patients law

  • Victim aid

  • Patients law

  • Adult protection law

  • Criminal law

Benefits

CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

Additionally covered costs

  • Necessary expert opinions

  • Arbitration court or mediator fees

  • Cost of proceedings for fines and other rulings

  • Collections

  • Right of immediate access to a lawyer

  • Interpreter fees

  • Loss of earnings

  • Necessary travel expenses

Other uncovered costs

-

Geographical limitations

Worldwide

Waiting period

There is no waiting period.

Exclusions

Legal cases concerning...

  • claims assigned to the policyholder

  • crimes

Choice of legal representative

If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.

Procedures in case of futility or differences in opinion

Arbitration proceedings with a jointly appointed, independent expert.

Notice of cancellation

Three months before the contract expires.

Contract term

3 years (optional 1-5 years - long-term discount)

Action in case of a claim

The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00

Extras

Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

  • Live & daily routine

  • Work

  • Partnership & family

  • Taxes

  • Legal advice PLUS

Compare premiums

Information about AXA-Arag insurance company

Insurance carrier

AXA-Arag Rechtsschutz AG

Head office

Zurich

Overview of Swiss legal protection insurance