Provider overview

Groupe Mutuel Legal protection insurance

Here you can find information on Groupe Mutuel legal protection insurance. The information is divided into products, company details and miscellaneous.
The general information on private and motor legal protection applies to all insurance companies.

Products of Groupe Mutuel

  • Groupe Mutuel (Personal legal protection)


    Individual: Policyholder

    Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
    The premium depends on the amount of adults in the same household.


    • Tenants' rights (for tenants)
    • Criminal charges (except breach of honour and in the case of malicious acts)
    • Legal advice (single session, for matters involving individuals' rights, inheritance and family law; excluding divorce law) up to max. CHF 500
    • Travel law
    • Neighbouring law up to max. CHF 10,000
    • Mediation costs, if these replace a legal trial.

    • up to at most CHF 250,000 per case including bail money (advance)
    • for legal advice up to at most CHF 500 (per case)
    • neighbouring rights up to at most CHF 10,000

    • Collection
    • Travel costs resulting from court summonings if these costs exceed CHF 100 (price for public transportation); abroad only in consultation with the insurance company

    • Translation costs

    For compensation and criminal cases the insurance applies if the place of jurisdiction is in Europe and the Mediterranean countries. For work contract, consumer and contract law, the EU/EEA coverage applies.
    In all other insurance cases, the court of jurisdiction must lie in Switzerland or Liechtenstein.

    Conflicts involving property and neighbouring law as well as legal advice are liable to a three-month qualifying period.

    Legal proceedings concerning ...

    • Labour law if the policy holder is an employer, board member or is entitled to stocks or profits.
    • Ownership law (disputes concerning land registry or property boundaries)
    • Patient law
    • Criminal proceedings for deliberate offences (except for acquittals or cases of self-defence or an emergency )
    • Conflicts in connection with motor vehicles: covered by motor vehicle traffic legal protection
    • Debt collection and bankruptcy law
    • Inheritance law (only right to legal consultation)
    • Disputes in the capacity as a landlord
    • Conflicts with roommates or live-in partners
    • Conflicts involving sporting activities for remuneration

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration proceedings are possible. The regulations of the Swiss Code of Civil Procedure apply.

    Notice of termination must be handed in 6 months prior to expiry of contract.

    According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).

    Action in case of a claim
    Groupe Mutuel has to be notified as soon as possible. Groupe Mutuel will carry out a pre-audit and pass the case to the legal protection insurer, Assista TCS. Further legal steps or the bringing in of a lawyer must be taken in consultation with the insurance company.

    Specially
    If the collective agreement between Groupe Mutuel and the insurer is cancelled and Groupe Mutuel does not conclude a new contract, the coverage expires for all claims that occur after the ending of the contract.
  • Groupe Mutuel (Motor legal protection)


    Individual: Policyholder

    Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
    The premium depends on the amount of adults in the same household.


    • Vehicle taxation

    • up to at most CHF 250,000 per case including bail money (advance)

    • Travel costs resulting from court summonings if these costs exceed CHF 100 (price for public transportation); abroad only in consultation with the insurance company

    • Translation costs

    In the cases of damage compensation and criminal proceedings, the insurance applies if place of jurisdiction lies in Europe and the Mediterranean countries. In all other cases, the place of jurisdiction must lie in Switzerland or Liechtenstein.

    For contractual disputes, a waiting period of 3 months applies.

    Legal proceedings concerning ...

    • disputes concerning contracts concluded commercially by the insurance holder
    • active participation in competitions and races
    • Criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and aquittals)
    • Conflicts with live-in partners or roommates
    • disputes in front of international and supranational authorities

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration proceedings are possible. The regulations of the Swiss Code of Civil Procedure apply.

    Notice of termination must be handed in 6 months prior to expiry of contract.

    According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).

    Action in case of a claim
    Groupe Mutuel has to be notified as soon as possible. Groupe Mutuel will carry out a pre-audit and pass the case to the legal protection insurer, Assista TCS. Further legal steps or the bringing in of a lawyer must be taken in consultation with the insurance company.

    Specially
    If the collective agreement between Groupe Mutuel and the insurer is cancelled and Groupe Mutuel does not conclude a new contract, the coverage expires for all claims that occur after the ending of the contract.
  • Groupe Mutuel (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholder

    Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
    The premium depends on the amount of adults in the same household.


    • Tenants' rights (for tenants)
    • Criminal charges (except breach of honour and in the case of malicious acts)
    • Legal advice (single session, for matters involving individuals' rights, inheritance and family law; excluding divorce law) up to max. CHF 500
    • Travel law
    • Neighbouring law up to max. CHF 10,000
    • Mediation costs, if these replace a legal trial.

    • up to at most CHF 250,000 per case including bail money (advance)
    • for legal advice up to at most CHF 500 (per case)
    • neighbouring rights up to at most CHF 10,000

    • Collection
    • Travel costs resulting from court summonings if these costs exceed CHF 100 (price for public transportation); abroad only in consultation with the insurance company

    • Translation costs

    For compensation and criminal cases the insurance applies if the place of jurisdiction is in Europe and the Mediterranean countries. For work contract, consumer and contract law, the EU/EEA coverage applies.
    In all other insurance cases, the court of jurisdiction must lie in Switzerland or Liechtenstein.

    Conflicts involving property and neighbouring law as well as legal advice are liable to a three-month qualifying period.

    Legal proceedings concerning ...

    • Labour law if the policy holder is an employer, board member or is entitled to stocks or profits.
    • Ownership law (disputes concerning land registry or property boundaries)
    • Patient law
    • Criminal proceedings for deliberate offences (except for acquittals or cases of self-defence or an emergency )
    • Conflicts in connection with motor vehicles: covered by motor vehicle traffic legal protection
    • Debt collection and bankruptcy law
    • Inheritance law (only right to legal consultation)
    • Disputes in the capacity as a landlord
    • Conflicts with roommates or live-in partners
    • Conflicts involving sporting activities for remuneration

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration proceedings are possible. The regulations of the Swiss Code of Civil Procedure apply.

    Notice of termination must be handed in 6 months prior to expiry of contract.

    According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).

    Action in case of a claim
    Groupe Mutuel has to be notified as soon as possible. Groupe Mutuel will carry out a pre-audit and pass the case to the legal protection insurer, Assista TCS. Further legal steps or the bringing in of a lawyer must be taken in consultation with the insurance company.

    Specially
    If the collective agreement between Groupe Mutuel and the insurer is cancelled and Groupe Mutuel does not conclude a new contract, the coverage expires for all claims that occur after the ending of the contract.

    Motor legal protection


    Individual: Policyholder

    Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
    The premium depends on the amount of adults in the same household.


    • Vehicle taxation

    • up to at most CHF 250,000 per case including bail money (advance)

    • Travel costs resulting from court summonings if these costs exceed CHF 100 (price for public transportation); abroad only in consultation with the insurance company

    • Translation costs

    In the cases of damage compensation and criminal proceedings, the insurance applies if place of jurisdiction lies in Europe and the Mediterranean countries. In all other cases, the place of jurisdiction must lie in Switzerland or Liechtenstein.

    For contractual disputes, a waiting period of 3 months applies.

    Legal proceedings concerning ...

    • disputes concerning contracts concluded commercially by the insurance holder
    • active participation in competitions and races
    • Criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and aquittals)
    • Conflicts with live-in partners or roommates
    • disputes in front of international and supranational authorities

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration proceedings are possible. The regulations of the Swiss Code of Civil Procedure apply.

    Notice of termination must be handed in 6 months prior to expiry of contract.

    According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).

    Action in case of a claim
    Groupe Mutuel has to be notified as soon as possible. Groupe Mutuel will carry out a pre-audit and pass the case to the legal protection insurer, Assista TCS. Further legal steps or the bringing in of a lawyer must be taken in consultation with the insurance company.

    Specially
    If the collective agreement between Groupe Mutuel and the insurer is cancelled and Groupe Mutuel does not conclude a new contract, the coverage expires for all claims that occur after the ending of the contract.


Company data of Groupe Mutuel

Headquarters: Vernier
Premium volume 2010 in millions: 65.9
Insurance company: TCS AG

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