Dextra legal protection insurance
Products from Dextra
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Contract law
Copyright law
Criminal law
Data protection law
Employment law
Insurance law
Internet law
Neighboring rights
Ownership and property law
Patient law
Privacy law
Tenancy and lease law
Tort law
Travel law
Benefits
Switzerland: Insurance coverage: max. CHF 600,000
World: Insurance coverage: max. CHF 150,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases in connection with supplementary and penalty tax proceedings, and the valuation of real estate and company shares
Cases in connection with foundation and company law
Cases in connection with the investment of assets, works of art, the trading of securities and cryptocurrencies, participation in or purchase and/or sale of companies, and other financial, speculative and investment transactions
Cases in connection with premeditated offences
Cases in connection with claims which have been assigned or transferred to the insured per-son, cases of assumed debt, contracts in favour of third parties, sureties, gambling and betting
Waiting period
60 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
Owners or landlords of real estate can add the real estate legal protection module Immo L to their personal legal protection
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Contract law
Criminal law and administrative procedures
Damages and compensation for personal suffering
Insurance law
Ownership and property law
Patient law
Revocation of licence
Taxation
Benefits
Switzerland: Insurance coverage: max. CHF 600,000
World: Insurance coverage: max. CHF 150,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases involving an unauthorised driver as well as cases in connection with investigations of fitness to drive
Cases in which the driver has an alcohol concentration of 1.6‰ or 0.8 mg/litre of breath alcohol content or more
Cases in connection with premeditated offences
Waiting period
60 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Personal legal protection
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Contract law
Copyright law
Criminal law
Data protection law
Employment law
Insurance law
Internet law
Neighboring rights
Ownership and property law
Patient law
Privacy law
Tenancy and lease law
Tort law
Travel law
Benefits
Switzerland: Insurance coverage: max. CHF 600,000
World: Insurance coverage: max. CHF 150,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases in connection with supplementary and penalty tax proceedings, and the valuation of real estate and company shares
Cases in connection with foundation and company law
Cases in connection with the investment of assets, works of art, the trading of securities and cryptocurrencies, participation in or purchase and/or sale of companies, and other financial, speculative and investment transactions
Cases in connection with premeditated offences
Cases in connection with claims which have been assigned or transferred to the insured per-son, cases of assumed debt, contracts in favour of third parties, sureties, gambling and betting
Waiting period
60 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
Owners or landlords of real estate can add the real estate legal protection module Immo L to their personal legal protection
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Motor legal protection
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Contract law
Criminal law and administrative procedures
Damages and compensation for personal suffering
Insurance law
Ownership and property law
Patient law
Revocation of licence
Taxation
Benefits
Switzerland: Insurance coverage: max. CHF 600,000
World: Insurance coverage: max. CHF 150,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases involving an unauthorised driver as well as cases in connection with investigations of fitness to drive
Cases in which the driver has an alcohol concentration of 1.6‰ or 0.8 mg/litre of breath alcohol content or more
Cases in connection with premeditated offences
Waiting period
60 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Animal law
Association law
Contract law
Copyright law
Criminal law
Data protection law
Employment law
Family law
Inheritance law
Insurance law
Internet law
Neighbouring rights
Ownership and property law
Patient law
Privacy law
School law
Swiss child and adult protection law (KESB)
Tax and customs law
Tenancy and lease law
Tort law
Travel law
Benefits
Switzerland: Insurance coverage: max. CHF CHF 1,300,000
World: Insurance coverage: max. CHF 250,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases in connection with supplementary and penalty tax proceedings, and the valuation of real estate and company shares
Cases in connection with foundation and company law
Cases in connection with the investment of assets, works of art, the trading of securities and cryptocurrencies, participation in or purchase and/or sale of companies, and other financial, speculative and investment transactions
Cases in connection with premeditated offences
Cases in connection with claims which have been assigned or transferred to the insured per-son, cases of assumed debt, contracts in favour of third parties, sureties, gambling and betting
Waiting period
30 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
Owners or landlords of real estate can add the real estate legal protection module Immo XL to their personal legal protection
Private XL can further be supplemented with the All-Risk module, which offers protection from all legal risks not already covered and entitles you to reviews of contractual docu-ments by our legal experts
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Contract law
Criminal law and administrative procedures
Damages and compensation for personal suffering
Insurance law
Ownership and property law
Patient law
Revocation of licence
Taxation
Benefits
Switzerland: Insurance coverage: max. CHF CHF 1,300,000
World: Insurance coverage: max. CHF 250,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases involving an unauthorised driver as well as cases in connection with investigations of fitness to drive
Cases in which the driver has an alcohol concentration of 1.6‰ or 0.8 mg/litre of breath alcohol content or more
Cases in connection with premeditated offences
Waiting period
30 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Personal legal protection
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Animal law
Association law
Contract law
Copyright law
Criminal law
Data protection law
Employment law
Family law
Inheritance law
Insurance law
Internet law
Neighbouring rights
Ownership and property law
Patient law
Privacy law
School law
Swiss child and adult protection law (KESB)
Tax and customs law
Tenancy and lease law
Tort law
Travel law
Benefits
Switzerland: Insurance coverage: max. CHF CHF 1,300,000
World: Insurance coverage: max. CHF 250,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases in connection with supplementary and penalty tax proceedings, and the valuation of real estate and company shares
Cases in connection with foundation and company law
Cases in connection with the investment of assets, works of art, the trading of securities and cryptocurrencies, participation in or purchase and/or sale of companies, and other financial, speculative and investment transactions
Cases in connection with premeditated offences
Cases in connection with claims which have been assigned or transferred to the insured per-son, cases of assumed debt, contracts in favour of third parties, sureties, gambling and betting
Waiting period
30 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
Owners or landlords of real estate can add the real estate legal protection module Immo XL to their personal legal protection
Private XL can further be supplemented with the All-Risk module, which offers protection from all legal risks not already covered and entitles you to reviews of contractual docu-ments by our legal experts
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Motor legal protection
Insured persons
Individual insurance: policyholder
Household insurance: all persons living permanently in the same household as the policyholder as well as minor children or children in education not living in the same household
Other insured legal areas
Contract law
Criminal law and administrative procedures
Damages and compensation for personal suffering
Insurance law
Ownership and property law
Patient law
Revocation of licence
Taxation
Benefits
Switzerland: Insurance coverage: max. CHF CHF 1,300,000
World: Insurance coverage: max. CHF 250,000
Additionally covered costs
Costs of necessary lawyer's fees that are customary for the local area
Judicial costs and other costs of litigation including necessary translation costs
Party compensation orders to the opposing party
Costs of necessary expert reports, opinions and analyses
Costs of arbitration courts and mediation
Costs of collection
Necessary travel expenses arising from subpoenas issued outside of the canton of residence
Advance payment of bail bonds to avoid being remanded in custody
Office fees and administrative costs of penalty order or of administrative measures
Documented loss of earnings due to subpoenas
On duty lawyer up to CHF 5,000
Geographical limitations
Worldwide insurance coverage
Exclusions
Cases involving an unauthorised driver as well as cases in connection with investigations of fitness to drive
Cases in which the driver has an alcohol concentration of 1.6‰ or 0.8 mg/litre of breath alcohol content or more
Cases in connection with premeditated offences
Waiting period
30 days
Choice of legal representative
If the involvement of a lawyer is required, the insured person is free to choose one. If Dextra refuses the chosen representation, the insured person may propose three other legal representatives, of which Dextra will select one.
Procedures in case of futility or differences in opinion
Arbitration proceedings may be requested within 14 days. The provisions of the Swiss Code of Civil Procedure (ZPO) apply.
Notice of cancellation
1 day (until the last working day before the contract expires)
Contract term
1 year
Action in case of a claim
An insurance claim needs to be notified to Dextra online immediately. The lawyers and legal experts from Dextra will support the insured person, engage in communication for dispute settlement and take suitable action in coordination with the insured person.
Options
With the Flex product variant, you can customize the legal protection modules you want (see dextra.ch)
Information about Dextra insurance company
| Insurance carrier | Dextra Legal Protection Ltd |
| Head office | Zurich |