Provider overview

baloisedirect.ch legal protection insurance

Here you can find information on baloisedirect.ch legal protection insurance. The information is divided into products, company details and miscellaneous.
The general information on private and motor legal protection applies to all insurance companies.

baloisedirect.ch products

  • baloisedirect.ch (Personal legal protection)


    Individual: Policyholders Family: Policyholder and his/her family members (partner, children and dependents living in the same household)

    • Tenants' rights (tenants)
    • Criminal charges (except breach of honour and in the case of malicious acts)
    • Legal advice (single session, for matters involving neighbours' and individuals' rights, inheritance and family law; excluding divorce laws) up to max. CHF 500


    up to CHF 250,000 per case including bail money (advance); outside of Europe up to CHF 50,000;
    for legal advice up to CHF 500 (per case)

    Translation costs

    Depending on the insured area, the coverage applies

    • worldwide (up to at most CHF 50,000), for legal disputes concerning compensation for damages, criminal and administrative penalty law,
    • in Europe for consumer rights and other contracts,
    • or only with place of jurisdiction in Switzerland or Liechtenstein. This concerns disputes concerning insurance and contract matters as well as legal advice.

    Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.

    Legal proceedings concerning ...

    • Labour laws if the insurance holder is an employer.
    • Ownership rights
    • Criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and abatements of action)
    • Conflicts involving motor vehicles
    • Patent and copyright laws
    • Prosecution and bankruptcy laws
    • Inheritance laws (legal advice only)
    • Matters involving alimony payments
    • Conflicts with live-in partners or roommates
    • Conflicts involving the remunerated execution of sports

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.

    Notice of termination at least 3 months before annual due-date.

    According to contract duration as stated in insurance policy (minimum contract duration is 1 year with automatic annual renewal).

    Action in case of a claim
    The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.

    Options
    Optionally to private legal protection, legal protection for buildings can be taken out
  • baloisedirect.ch (Motor legal protection)


    Individual: Policyholder Family: Policyholder and his/her family members (partner, children and dependents living in the same household)

    • Criminal charges (except breach of honour and in the case of malicious acts)

    up to CHF 250,000 per case including bail money (advance)


    Translation costs

    The insurance applies to claims in Europe.

    Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.

    Legal proceedings concerning ...

    • criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and acquittals)
    • collection of undisputed claims
    • administrative proceedings
    • disputes concerning participation in races, rallyes or similar race or training drives
    • proceedigs of international or supranational legal authorities

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.

    Notice of termination up to 3 months before annual due-date.

    According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).

    Action in case of a claim
    The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.
  • baloisedirect.ch (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholders Family: Policyholder and his/her family members (partner, children and dependents living in the same household)

    • Tenants' rights (tenants)
    • Criminal charges (except breach of honour and in the case of malicious acts)
    • Legal advice (single session, for matters involving neighbours' and individuals' rights, inheritance and family law; excluding divorce laws) up to max. CHF 500


    up to CHF 250,000 per case including bail money (advance); outside of Europe up to CHF 50,000;
    for legal advice up to CHF 500 (per case)

    Translation costs

    Depending on the insured area, the coverage applies

    • worldwide (up to at most CHF 50,000), for legal disputes concerning compensation for damages, criminal and administrative penalty law,
    • in Europe for consumer rights and other contracts,
    • or only with place of jurisdiction in Switzerland or Liechtenstein. This concerns disputes concerning insurance and contract matters as well as legal advice.

    Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.

    Legal proceedings concerning ...

    • Labour laws if the insurance holder is an employer.
    • Ownership rights
    • Criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and abatements of action)
    • Conflicts involving motor vehicles
    • Patent and copyright laws
    • Prosecution and bankruptcy laws
    • Inheritance laws (legal advice only)
    • Matters involving alimony payments
    • Conflicts with live-in partners or roommates
    • Conflicts involving the remunerated execution of sports

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.

    Notice of termination at least 3 months before annual due-date.

    According to contract duration as stated in insurance policy (minimum contract duration is 1 year with automatic annual renewal).

    Action in case of a claim
    The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.

    Options
    Optionally to private legal protection, legal protection for buildings can be taken out

    Motor legal protection


    Individual: Policyholder Family: Policyholder and his/her family members (partner, children and dependents living in the same household)

    • Criminal charges (except breach of honour and in the case of malicious acts)

    up to CHF 250,000 per case including bail money (advance)


    Translation costs

    The insurance applies to claims in Europe.

    Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.

    Legal proceedings concerning ...

    • criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and acquittals)
    • collection of undisputed claims
    • administrative proceedings
    • disputes concerning participation in races, rallyes or similar race or training drives
    • proceedigs of international or supranational legal authorities

    The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.

    Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.

    Notice of termination up to 3 months before annual due-date.

    According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).

    Action in case of a claim
    The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.


Company data of baloisedirect.ch

Headquarters: Vernier
Premium volume 2010 in millions: 65.9
Insurance company: TCS AG

All information subject to change. © by comparis.ch AG

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