Basler legal protection insurance
Products from Basler
Insured persons
Individual: Policyholders Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
Other insured legal areas
Tenants' rights (tenants)
Criminal charges (except breach of honour and in the case of malicious acts)
Legal advice (single session, for matters involving neighbours' and individuals' rights, inheritance and family law; excluding divorce laws) up to max. CHF 500
Additionally covered costs
Collection
Benefits
up to CHF 250,000 per case including bail money (advance); outside of Europe up to CHF 50,000;
for legal advice up to CHF 500 (per case)
Other uncovered costs
Translation costs
Geographical limitations
Depending on the insured area, the coverage applies
worldwide (up to at most CHF 50,000), for legal disputes concerning compensation for damages, criminal and administrative penalty law,
in Europe for consumer rights and other contracts,
or only with place of jurisdiction in Switzerland or Liechtenstein. This concerns disputes concerning insurance and contract matters as well as legal advice.
Waiting period
Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.
Exclusions
Legal proceedings concerning ...
Labour laws if the insurance holder is an employer.
Ownership rights
Criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and abatements of action)
Conflicts involving motor vehicles
Patent and copyright laws
Prosecution and bankruptcy laws
Inheritance laws (legal advice only)
Matters involving alimony payments
Conflicts with live-in partners or roommates
Conflicts involving the remunerated execution of sports
Choice of legal representative
The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.
Procedures in case of futility or differences in opinion
Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.
Notice of cancellation
Notice of termination at least 3 months before annual due-date.
Contract term
According to contract duration as stated in insurance policy (minimum contract duration is 1 year with automatic annual renewal).
Action in case of a claim
The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.
Options
Optionally to private legal protection, legal protection for buildings can be taken out
Insured persons
Individual: Policyholder Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
Other insured legal areas
Criminal charges (except breach of honour and in the case of malicious acts)
Benefits
up to CHF 250,000 per case including bail money (advance)
Additionally covered costs
Collection
Other uncovered costs
Translation costs
Geographical limitations
The insurance applies to claims in Europe.
Waiting period
Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.
Exclusions
Legal proceedings concerning ...
criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and acquittals)
collection of undisputed claims
administrative proceedings
disputes concerning participation in races, rallyes or similar race or training drives
proceedigs of international or supranational legal authorities
Choice of legal representative
The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.
Procedures in case of futility or differences in opinion
Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.
Notice of cancellation
Notice of termination up to 3 months before annual due-date.
Contract term
According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).
Action in case of a claim
The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.
Personal legal protection
Insured persons
Individual: Policyholders Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
Other insured legal areas
Tenants' rights (tenants)
Criminal charges (except breach of honour and in the case of malicious acts)
Legal advice (single session, for matters involving neighbours' and individuals' rights, inheritance and family law; excluding divorce laws) up to max. CHF 500
Additionally covered costs
Collection
Benefits
up to CHF 250,000 per case including bail money (advance); outside of Europe up to CHF 50,000;
for legal advice up to CHF 500 (per case)
Other uncovered costs
Translation costs
Geographical limitations
Depending on the insured area, the coverage applies
worldwide (up to at most CHF 50,000), for legal disputes concerning compensation for damages, criminal and administrative penalty law,
in Europe for consumer rights and other contracts,
or only with place of jurisdiction in Switzerland or Liechtenstein. This concerns disputes concerning insurance and contract matters as well as legal advice.
Waiting period
Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.
Exclusions
Legal proceedings concerning ...
Labour laws if the insurance holder is an employer.
Ownership rights
Criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and abatements of action)
Conflicts involving motor vehicles
Patent and copyright laws
Prosecution and bankruptcy laws
Inheritance laws (legal advice only)
Matters involving alimony payments
Conflicts with live-in partners or roommates
Conflicts involving the remunerated execution of sports
Choice of legal representative
The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.
Procedures in case of futility or differences in opinion
Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.
Notice of cancellation
Notice of termination at least 3 months before annual due-date.
Contract term
According to contract duration as stated in insurance policy (minimum contract duration is 1 year with automatic annual renewal).
Action in case of a claim
The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.
Options
Optionally to private legal protection, legal protection for buildings can be taken out
Motor legal protection
Insured persons
Individual: Policyholder Family: Policyholder and his/her family members (partner, children and dependents living in the same household)
Other insured legal areas
Criminal charges (except breach of honour and in the case of malicious acts)
Benefits
up to CHF 250,000 per case including bail money (advance)
Additionally covered costs
Collection
Other uncovered costs
Translation costs
Geographical limitations
The insurance applies to claims in Europe.
Waiting period
Insurance cover commences on the day after the premium is paid. There is a qualifying period of 3 months for contractual disputes unless the holder had a previous insurance covering the same risk right up to the inception of the new policy.
Exclusions
Legal proceedings concerning ...
criminal proceedings for deliberate offences (except for cases involving the closing of proceeding and acquittals)
collection of undisputed claims
administrative proceedings
disputes concerning participation in races, rallyes or similar race or training drives
proceedigs of international or supranational legal authorities
Choice of legal representative
The insurance holder may demand bringing in an external lawyer and select him/her freely with the approval of Assista, given bringing in a lawyer is necessary.
Procedures in case of futility or differences in opinion
Arbitration prodeedings may be initiated within 90 days. Decisions made by the concordat concerning arbitral jurisdiction apply.
Notice of cancellation
Notice of termination up to 3 months before annual due-date.
Contract term
According to contract duration as stated in insurance policy (only annual contracts with automatic renewal).
Action in case of a claim
The insurance provider, Basler's or TCS' responsible branch office must be notified as soon as possible. Further legal steps or the bringing in of a lawyer must be made in consultation with the insurance company.
Information about Basler insurance company
| Insurance carrier | TCS AG |
| Head office | Vernier |