Swica health insurance

Swica - Premium development

KK Name
  • # Members  |  CHF 0.00   premium
  • Customer satisfaction  (2017)   5.4
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.

Experiences and questions regarding Swica in our forum

  • Problem with Helsana medical insurance. Advice needed.

    I signed a preliminary contract (basic + complementary insurance) with Helsana last summer. The third-party company guy visited us and described the conditions. But when we got a policy the conditions appeared to be different. So we've sent a cancellation letter (15.08) for both insurances being sure More

    • 0
    • 0

    1 comments | read 940 time(s)

  • tell-med, call-med...

    Comparis needs to give details about the differences between the various insurance companies for the first-call options. This plan requires you to phone before going to the doctor. Price is not the only difference between plans. CSS (Intras etc...) is very different than the other insurances. They told More

    • 4
    • 0

    0 comments | read 1,645 time(s)

  • Dental

    I Have SWICA is my children insured for dental like zahnspannung / braces. if not how can I insured my children I know its expensive. Thanks More

    • 3
    • 2

    3 comments | read 903 time(s)

More information on Swica

Customer satisfaction with Swica

Here you can find information on customer satisfaction and learn what experiences other Comparis users had with the insurance company.

5.5 Competence and helpfulness of employees
5.4 Statements (clarity, prompt payment, goodwill etc.)
5.3 Clarity and comprehensibility of customer information
5.4 Overall rating

Comparis Rating

  • Mark 6.0 – 5.5: excellent
  • Mark 5.4 – 5.0: good
  • Mark 4.9 – 4.5: satisfactory
  • Mark 4.4 – 4.0: adequate
  • Mark 3.9 – 1.0: inadequate

Swica - efficiency of administration

Administrative costs

5.1% of premiums

Collection of data 11/2016

When is a health insurance company efficient?

Health insurance companies are considered efficient
if their administrative costs are less than 4.2% of premiums.

Swica – company details

Reserves of the health insurer Swica 2014 2015
Number of policyholders 630,351 626,389
Reserves in millions of CHF 358.8 401.8
Minimum reserves in millions of CHF 228.5 263.6
Solvency ratio 157.0% 152.0%
comparis.ch displays the supervision data published by the FOPH. comparis.ch does not guarantee the accuracy of the data. Last updated: 26.09.2016

How to contact Swica

Swica Krankenversicherung
Römerstrasse 38
8401 Winterthur
Tel. 052 244 22 33
Fax 052 244 22 90

Request a no-obligation quote now

Swica - 0 more forum articles



Number of policyholders

Average number of policyholders in the previous year (basic insurance only).

Reserves in millions of CHF

Including reserves for optional daily benefits insurance.

Minimum reserves in millions of CHF

Since 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.

Solvency ratio

The solvency ratio indicates the ratio between the existing reserves and the minimum amount.



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