KPT Health Insurance
KPT - Premium development
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.
More about KPT
Customer satisfaction and experience with KPT
good(5.4)- Mark 6.0 – 5.5: excellent
- Mark 5.4 – 5.0: good
- Mark 4.9 – 4.5: satisfactory
- Mark 4.4 – 4.0: adequate
- Mark 3.9 – 1.0: inadequate
KPT - efficiency of administration
Collection of data 11/2020
if their administrative costs are less than 4.2% of premiums.
KPT – company details
Reserves of the health insurer KPT | 2019 |
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Number of policyholders
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Number of policyholdersAverage number of policyholders in the previous year (basic insurance only).
|
384,274 |
Reserves in millions of CHF
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Reserves in millions of CHFIncluding reserves for optional daily benefits insurance.
|
257.8 |
Minimum reserves in millions of CHF
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Minimum reserves in millions of CHFSince 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.
|
194.9 |
Solvency ratio
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Solvency ratioThe solvency ratio indicates the ratio between the existing reserves and the minimum amount.
|
132.0%
|
Benefits covered under basic insurance
The law stipulates which benefits the mandatory basic insurance covers. Therefore, the benefits are the same with all insurance providers.
Switching to KPT for basic insurance.
There is full freedom to choose one's provider of mandatory basic insurance. Therefore, health insurers must accept all applicants irrespective of age, gender or state of health. However, special attention should still be given to the notice periods.
Products from KPT
The mandatory basic insurance is offered by KPT in all of Switzerland. KPT also offers alternative insurance models. You can find out most easily if these are offered in your place of residence by making a premium comparison.
How to contact KPT
KPT Krankenkasse AG
Wankdorfallee 3
Postfach
3001 Bern
Tel. 058 310 91 11
Fax 058 310 86 35
info@kpt.ch