Compare mortgage interest rates in Switzerland now
Compare current interest rates of more than 30 mortgage providers for such as a 10-year fix. Mortgage rates can vary significantly depending on the mortgage term and lender. So it's useful to obtain an overview of rates by term and lender.
Lender | Interest rate from |
|---|---|
| Lowest interest rates via comparis.ch | 1.39% |
| UBS key4 mortgages | 1.49% |
| Vaudoise Insurances | 1.54% |
| Generali | 1.55% |
| St.Galler Pensionskasse | 1.55% |
| Aargauische Pensionskasse | 1.55% |
| Post pension fund | 1.55% |
| BVK | 1.56% |
| AVANTAGESERVICE.CH | 1.59% |
| CA next bank | 1.60% |
| Swissquote Bank | 1.61% |
| Migros Bank | 1.64% |
| Bank EKI Cooperative | 1.65% |
| Swiss Life | 1.68% |
| BPS (Suisse) | 1.75% |
| AXA | 1.76% |
| PostFinance | 1.77% |
| Glarner Kantonalbank | 1.82% |
| Baloise Bank SoBa | 1.84% |
| Bank SLM | 1.89% |
| Bank Cler (formerly Bank Coop) | 1.94% |
| Bank Avera | 1.94% |
| Zürcher Kantonalbank | 1.95% |
| St.Galler Kantonalbank | 1.95% |
| Bank BSU | 1.95% |
| Valiant Bank | 1.96% |
| Hypothekarbank Lenzburg | 2.00% |
| Graubündner Kantonalbank | 2.01% |
| Raiffeisen | 2.15% |
Potential savings* in 10 years via comparis.ch
CHF 32’250
* The potential saving is the difference between the cheapest mortgage interest rate available via comparis.ch and the average rate offered by all the providers in the above comparison.
Questions relating to fixed-rate mortgages and mortgage rates
As of June 2025, mortgage interest rates in Switzerland lie between 1.35% and 2.00% for a 10-year fixed-rate mortgage with a mortgage amount of 750,000 Swiss francs. For a Saron mortgage with the same mortgage amount, the interest rate (margin) in Switzerland is currently between 0.55% and 1.10% .
You can find the best mortgage interest rates by comparing and negotiating. These are the best mortgage interest rate offers (as of June 2025) with a mortgage volume of CHF 750,000: Comparis compares the mortgage interest rates of over 30 providers and negotiates the best interest rate for you.
Interest rates vary according to the type of mortgage, term, lender, canton, loan-to-value ratio and affordability. You can find the rates currently offered by the different lenders for fixed-rate and SARON mortgages in the above table.
The longer you want to lock in your mortgage rate, the higher the premium you will pay to do so. Therefore, the longer the term, the higher the interest rate. From time to time, lenders may advertise especially attractive rates for certain mortgage terms. Comparis can help you find these special deals.
With you help, Hypoplus – Comparis' mortgage specialist – determines the best mortgage for your particular situation then negotiates with the provider on your behalf to achieve the best possible price. This saves you money and time. Our customers currently (as of March 2025) rate HypoPlus 4.9 Stars on Google.
With your help, Comparis determines the best mortgage for your particular situation then negotiates with the lender on your behalf to achieve the best possible price. As a result, you save time as well as money.
We receive commission from the lenders when we successfully broker a mortgage. This is why we can offer free mortgage advice to our clients. There is no conflict of interests as the commission rates are standard. Our main objective is to achieve the best deal for our clients.
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