UBS key4 mortgages mortgage rates

Term
1 to 15 years

Amount
Financing amount from CHF 100,000

Amortization
Amortizations are contractually agreed

Termination

• Automatically at the end of the agreed term

• It is possible to switch to a different product at the end of the term.

• Information

• The indicative mortgage interest rates for owner-occupied property are calculated based on offers from various providers of UBS key4 mortgages

• Costs can be planned for thanks to a fixed interest rate

• Protection against rising interest rates

• No advantage in the event of decreasing interest rates

Term
Unlimited

Amount
Financing amount from CHF 100,000

Amortization
Amortizations are contractually agreed

Termination

• Ordinary notice period of 13 months for both sides

• Switch to a fixed-rate mortgage possible

Information

• Attractive, market-oriented Swiss base interest rate

• The indicative mortgage interest rates for owner-occupied property are calculated based on offers from various providers of UBS key4 mortgages

• Switch to a fixed-rate mortgage possible

• Fluctuating interest rates, resulting in less security when planning

Term
Depending on the type of mortgage chosen

Amount
Financing amount from CHF 100,000

Amortization
Depending on the type of mortgage chosen

Termination
Depending on the type of mortgage chosen

Information
Your mortgage can easily become a Green mortgage if you have a recognized sustainability certificate for your property. The aim of the offer is to promote properties with ecological and energy-efficient construction methods.

Criteria:

• You must have a recognized sustainability certificate for your property that is accepted by UBS key4 mortgages

• The sustainability certificate must still have a minimum term of six months when submitted to UBS key4 mortgages, and must cover all properties to be financed

The following sustainability certificates are accepted (as of May 2023):

• All Minergie standards

• Overall GEAK energy efficiency rating of A to B