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Generali mortgage rates

Here you'll find information on the mortgages and rates offered by Generali. Mortgage rates are updated daily.

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Generali mortgage types

Term

2 to 10 years

Amortization

  • Possible directly and/or indirectly via life insurance 3a

  • The 2nd mortgage (loan-to-value ratio over 66%) must be amortized within 20 years or until retirement

Termination

No termination possible during the term

Information

  • Fixed interest rate throughout the term

  • Accurate and clear budgeting of interest charges over the entire term

  • No additional burden with rising interest rates on the market

  • No interest profit with falling interest rates on the market

  • For the financing of owner-occupied properties

Term

No fixed term

Amortization

  • Possible directly and/or indirectly via pillar 3a life insurance

  • The 2nd mortgage (loan-to-value ratio over 66%) must be amortized within 20 years or until retirement

Termination

Notice period of 6 months

Information

  • High flexibility due to variable term

  • Interest rate periodically adapts to the market

  • Interest savings with falling market interest rates

  • Repayment possible at any time subject to the notice period

Which is the right lender?

The first best deal a lender offers you is seldom the best available. Furthermore, an independent broker like our Comparis partner HypoPlus can often negotiate a much better deal. This can save you several thousand francs every year.

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The interest rates displayed above are those provided by the lenders. Information correct as at: 09.07.2025