Compare mortgages: from 0.64%
Compare mortgages in Switzerland – and save. Comparis’s mortgage partner HypoPlus and other partners will give you independent, expert advice.
Current mortgage interest rates in comparison
Comparis compares mortgages from over 30 providers in Switzerland for you. Calculate the rates that would apply to you and get independent advice.
The interest rates shown are the best deals currently available. Your personal rate may vary depending on loan-to-value ratio, affordability, mortgage size and the location of the property.
What kind of mortgage do you need?
Whether you’re taking out a new mortgage, renewing an existing mortgage or financing an investment property, Comparis can help.
Interest rates, calculators and services for your next mortgage
Comparis provides you with key information on your journey to finding the right mortgage for you.
Secure the best mortgage in three steps
Our interest rate comparison tool gives you a quick overview of the current mortgage market, and allows you to compare terms and providers.
Calculate your mortgage interest rate with Comparis: based on your financial situation and the property, we can give you an immediate overview of potential interest rates and terms of various mortgages, as well as associated costs.
Make the most of the services offered by our mortgage partner HypoPlus: they’ll find quotes and negotiate the best terms and conditions for you. Easy and straightforward.
The mortgage rate comparison tool includes products from providers who accept quote/contact requests from HypoPlus, the mortgage partner of Comparis. The providers shown on this comparison tool have published data that Comparis can access via HypoPlus.
The mortgage rate overviews contain products from providers that accept quote/contact requests from Comparis, and products from providers that do not accept quote/contact requests from Comparis. The providers use the interface offered by Comparis and/or have published data that Comparis can access.
Why you should use our mortgage comparison tool
Independent and transparent
We compare over 30 providers independently and transparently.
Simple and hassle-free
Our mortgage partners at HypoPlus negotiate the right interest rate for you and advise you on your way to a mortgage.
Satisfied customers
Thousands of customers use the HypoPlus service each year, awarding it 4.9 out of 5 stars on Google.
Independent and transparent
We compare over 30 providers independently and transparently.
Simple and hassle-free
Our mortgage partners at HypoPlus negotiate the right interest rate for you and advise you on your way to a mortgage.
Satisfied customers
Thousands of customers use the HypoPlus service each year, awarding it 4.9 out of 5 stars on Google.
FAQs about mortgages in Switzerland
When you buy a property, only a portion of the purchasing price comes from your own funds. You pay for most of it through a loan known as a mortgage. You then repay this mortgage over a certain period of time. The financial institution you borrow from charges interest for this.
Good to know: a mortgage is defined as a lien on a property.
Decide whether you want to extend your mortgage with the same provider. Ask yourself the following questions:
Are there better deals with other financial institutions?
How high are the current benchmark interest rates?
What does the mortgage renewal process involve?
You should start actively monitoring the market around 24 months before your current mortgage is due to end.
You should start comparing interest rates 12-18 months before the end of the mortgage.
Get advice. Make the most of the service offered by independent mortgage broker HypoPlus.
Important: you should never wait for a quote from your previous provider.You decide whether to repay the mortgage early or wait longer.
Read more on the subject: refinancing your mortgage
The first thing to do is to get an overview of the different mortgage types as well as mortgage rate trends.
Next, clarify how much you could potentially borrow.
You should then consider whether splitting your mortgage into tranches is an option for you and how much you want to repay.
Don’t forget to get some impartial pensions advice. This will help you to protect your loved ones.
There can be big differences in interest rates provided by different mortgage lenders.
Our tip: don’t accept your bank’s first offer, even if it seems good.
Compare and negotiate. The advisors from our mortgage partner HypoPlus can guide you through the process.
In Switzerland, you’ll usually find fixed-rate mortgages and Saron mortgages. Want to find out more about the different kinds of mortgages? Read our article on the topic: mortgage types in Switzerland
A swap mortgage combines a fixed-rate mortgage with a Saron mortgage.
This gives you the option of exchanging the fixed interest rate for a Saron interest rate. Find out more about the topic: mortgages with interest rate swaps: benefits and risks
1. Experiences with HypoPlus: what do customers say?
The HypoPlus reviews show that customers appreciate the advice given by our specialists. Here’s a small sample of the HypoPlus reviews:
Everything you need to know about mortgages
As you navigate the process of obtaining your mortgage, many questions will arise. Comparis gives you the key answers.
