AXA car insurance

• BASIC

  Liability insurance
  Insurance against liability claims resulting from the provisions of the road traffic laws.

  
  

  Liability insurance endorsements
  None

  
  

  Comprehensive insurance
  If the replacement value endorsement is included in the policy, compensation in the event of a total loss is rather low compared to other offerings.

  
  

  Partial casco
  Damage due to theft, natural hazards, glass breakage (windows), fire, snow slide, collision with animals, martens, vandalism (including graffiti on paintwork, but not deliberate scratching).

  
  

  Collision casco
  Covers damage due to collision.

  
  

  Comprehensive insurance endorsements
  None

  
  

  Occupants insurance
  Insurance available for lump sum death and disability benefits including the cost of rescue missions. 25% increase of benefits in the event of disability or death if the policyholder was wearing a seatbelt at the time of the accident.

  
  

  Specifics

  • Any repairs of damage covered by casco insurance may only be carried out by one of your insurer's contract garages
  • Liability insurance may only be taken out in combination with a casco insurance
  • Transferable number plates cannot be insured
  • After consultation with the insurer and if the mechanic deems it reasonable, equivalent non-OEM (or aftermarket) spare parts may be used for repair instead of branded (or OEM) parts

• BASIC DrivePartner

  Special conditions
  Once you have taken out the policy, AXA will equip your vehicle with a DrivePartner free of charge – a simple plug-in device that you can usually attach yourself. DrivePartner connects your car with your smartphone, which allows you to use additional functions.

  
  

  Liability insurance
  Liability claims resulting from the provisions of road traffic laws are insured.

  
  

  Casco insurance
  If the replacement value supplement is included in the policy, compensation in the event of a total loss is relatively low compared to other products.

  
  

  Partial casco
  Damage due to theft, natural hazards, glass breakage (windows), fire, snow slides, collisions with animals, martens and vandalism (including graffiti on paintwork, but not deliberate scratching).

  
  

  Collision casco
  Covers damage due to collision.

  
  

  Passenger accident insurance
  Insurance available for lump sum death and disability benefits including the cost of rescue missions. 25% increase in benefits in the event of disability or death if the policyholder was wearing a seatbelt at the time of the accident.

  
  

  Other points to note:

  • DrivePartner connects your car with your smartphone, which allows you to use additional functions:
  • Error codes: understand what is wrong with your car
  • Battery charge level: be warned before the battery runs out
  • Theft alert: find out if the car has been stolen and view its location
  • Crash recorder: prove your innocence in an accident
  • Breakdown and roadside assistance
  • Any repairs relating to damage covered by casco insurance may only be carried out by one of your insurer's approved garages.
  • Liability insurance may only be taken out in combination with casco insurance.
  • Transferable number plates cannot be insured.
  • If a repair is necessary, equivalent non-OEM (aftermarket) spare parts may be used instead of OEM (branded) parts following prior consultation with the insurer and if the garage also agrees.

• BASIC Plus

  Liability insurance
  Insurance against liability claims resulting from the provisions of the road traffic laws.

  
  

  Liability insurance endorsements
  Bonus protection can be insured for one claim per year.

  
  

  Comprehensive insurance
  If the replacement value endorsement is included in the policy, compensation in the event of a total loss is rather low compared to other offerings.

  
  

  Partial casco
  Damage due to theft, natural hazards, glass breakage (windows), fire, snow slide, collision with animals, martens, vandalism (including graffiti on paintwork, but not deliberate scratching), personal effects up to CHF 2000, loss of use.

  
  

  Collision casco
  Covers damage due to collision.

  
  

  Comprehensive insurance endorsements

  • In combination with collision casco: insurance for damage while parked up to a maximum of CHF 1000
  • Bonus protection can be insured for one collision claim per year

  
  

  Occupants insurance
  Covers lump sum death and disability benefits, daily allowances for a hospital stay or loss of ability to work and treatment costs. 25% increase of benefits in the event of disability or death if the policyholder was wearing a seatbelt at the time of the accident.

  
  

  Specifics:

  • Any repair of damage covered by partial coverage or fully comprehensive insurance may only be carried out by one of your insurer's contract garages. However, free choice of garages is available as an endorsement for an extra charge
  • Breakdown assistance (throughout Switzerland) is automatically included

• BASIC Plus DrivePartner

  Special conditions
  Once you have taken out the policy, AXA will equip your vehicle with a DrivePartner free of charge – a simple plug-in device that you can usually attach yourself. DrivePartner connects your car with your smartphone, which allows you to use additional functions.

  
  

  Liability insurance
  Liability claims resulting from the provisions of road traffic laws are insured.

  
  

  Liability insurance supplements
  Bonus protection can be insured for one claim per year.

  
  

  Casco insurance
  If the replacement value supplement is included in the policy, compensation in the event of a total loss is relatively low compared to other products.

  
  

  Partial casco
  Damage due to theft, natural hazards, glass breakage (windows), fire, snow slides, collision with animals, martens, vandalism (including graffiti on paintwork, but not deliberate scratching), personal effects up to CHF 2,000, loss of use.

  
  

  Collision casco
  Covers damage due to collision.

  
  

  Casco insurance supplements

  • In combination with collision casco: cover for damage while parked up to a maximum of CHF 1,000.
  • Bonus protection can be insured for one collision claim per year.

  
  

  Passenger accident insurance
  Covers lump sum death and disability benefits, daily allowances for illness and hospitalization, treatment costs. 25% increase in benefits in the event of disability or death if the policyholder was wearing a seatbelt at the time of the accident.

  
  

  Other points to note:

  • DrivePartner connects your car with your smartphone, which allows you to use additional functions:
  • Error codes: understand what is wrong with your car
  • Battery charge level: be warned before the battery runs out
  • Theft alert: find out if the car has been stolen and view its location
  • Crash recorder: prove your innocence in an accident
  • Breakdown and roadside assistance
  • Any repairs relating to damage covered by casco insurance may only be carried out by one of your insurer's approved garages. However, free choice of garage can also be covered for an extra charge.
  • Breakdown assistance (Switzerland) is automatically included.

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