KPT / CPT Health Insurance

KPT / CPT - Premium development

KK Name
  • # Members  |  CHF 0.00   premium
  • Customer satisfaction  (2017)   5.0
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.

Experiences and questions regarding KPT / CPT in our forum

  • Still waiting for insurance KPT!!!!!

    I have been trying to get health insurance for the last 2 months. After many emails, phone calls, posting and re-posting documents I still run the risk of losing my job because no-one at KPT seems to know what is going on. I am posting because I'm interested to see how much longer they can stretch More

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    3 comments | read 1,198 time(s)

More information on KPT / CPT

Customer satisfaction with KPT / CPT

Here you can find information on customer satisfaction and learn what experiences other Comparis users had with the insurance company.

5.2 Competence and helpfulness of employees
5.0 Statements (clarity, prompt payment, goodwill etc.)
4.9 Clarity and comprehensibility of customer information
5.0 Overall rating

Comparis Rating

  • Mark 6.0 – 5.5: excellent
  • Mark 5.4 – 5.0: good
  • Mark 4.9 – 4.5: satisfactory
  • Mark 4.4 – 4.0: adequate
  • Mark 3.9 – 1.0: inadequate

KPT / CPT - efficiency of administration

Administrative costs

4.4% of premiums

Collection of data 11/2016

When is a health insurance company efficient?

Health insurance companies are considered efficient
if their administrative costs are less than 4.2% of premiums.

KPT / CPT – company details

Reserves of the health insurer KPT / CPT 2014 2015
Number of policyholders 397,890 387,762
Reserves in millions of CHF 199.2 184.3
Minimum reserves in millions of CHF 197.6 183.9
Solvency ratio 101.0% 100.0% displays the supervision data published by the FOPH. does not guarantee the accuracy of the data. Last updated: 26.09.2016

Benefits covered under basic insurance

The law stipulates which benefits the mandatory basic insurance covers. Therefore, the benefits are the same with all insurance providers.

Switching to KPT / CPT for basic insurance.

There is full freedom to choose one's provider of mandatory basic insurance. Therefore, health insurers must accept all applicants irrespective of age, gender or state of health. However, special attention should still be given to the notice periods.

Products from KPT / CPT

The mandatory basic insurance is offered by KPT / CPT in all of Switzerland. KPT / CPT also offers alternative insurance models. You can find out most easily if these are offered in your place of residence by making a premium comparison.

How to contact KPT / CPT

KPT Krankenkasse AG
Tellstrasse 18
3001 Bern
Tel. 058 310 91 11
Fax 058 310 86 35

Request a no-obligation quote now

KPT / CPT - 0 more forum articles



Number of policyholders

Average number of policyholders in the previous year (basic insurance only).

Reserves in millions of CHF

Including reserves for optional daily benefits insurance.

Minimum reserves in millions of CHF

Since 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.

Solvency ratio

The solvency ratio indicates the ratio between the existing reserves and the minimum amount.



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