CSS Health Insurance
CSS - Premium development
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.
More about CSS
Customer satisfaction and experience with CSS
good(5.3)- Mark 6.0 – 5.5: excellent
- Mark 5.4 – 5.0: good
- Mark 4.9 – 4.5: satisfactory
- Mark 4.4 – 4.0: adequate
- Mark 3.9 – 1.0: inadequate
CSS - efficiency of administration
Collection of data 11/2020
if their administrative costs are less than 4.2% of premiums.
CSS – company details
Reserves of the health insurer CSS | 2019 |
---|---|
Number of policyholders
More information
Number of policyholdersAverage number of policyholders in the previous year (basic insurance only).
|
842,321 |
Reserves in millions of CHF
More information
Reserves in millions of CHFIncluding reserves for optional daily benefits insurance.
|
780.9 |
Minimum reserves in millions of CHF
More information
Minimum reserves in millions of CHFSince 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.
|
496.0 |
Solvency ratio
More information
Solvency ratioThe solvency ratio indicates the ratio between the existing reserves and the minimum amount.
|
157.0%
|
Corporate structure
CSS is part of CSS Holding AG. The CSS Group comprises CSS, Arcosana, Intras and Sanagate.
Benefits covered under basic insurance
The Health Insurance Act (KVG) defines the Swiss catalogue of benefits as insured by the health insurance companies.
Switching to CSS for basic insurance
The law obliges the health insurance providers to accept every applicant into their mandatory health insurance; so anybody may switch to CSS irrespective of age or gender. However, attention should be given to the notification periods when changing one's insurance.
Area of activity
CSS offers mandatory basic insurance throughout Switzerland. In addition, CSS also offers HMO and family doctor models as well as a Telmed model. However, these alternative insurance models are not available everywhere in Switzerland. You can find out most easily if they are offered in your place of residence by making a premium comparison.
How to contact CSS
CSS Kranken-Versicherung AG
Tribschenstrasse 21
Postfach 2568
6002 Luzern
Tel. 058 277 11 11
Fax 058 277 12 12
info@css.ch