Avenir Health Insurance

Offered by Groupe Mutuel

Avenir - Premium development

KK Name
  • # Members  |  CHF 0.00   premium
  • Customer satisfaction  (2017)   5.1
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.

Experiences and questions regarding Avenir in our forum


Customer satisfaction with Avenir

Here you can find information on customer satisfaction and learn what experiences other Comparis users had with the insurance company.

5.1 Competence and helpfulness of employees
4.9 Statements (clarity, prompt payment, goodwill etc.)
5.0 Clarity and comprehensibility of customer information
5.1 Overall rating

Comparis Rating

  • Mark 6.0 – 5.5: excellent
  • Mark 5.4 – 5.0: good
  • Mark 4.9 – 4.5: satisfactory
  • Mark 4.4 – 4.0: adequate
  • Mark 3.9 – 1.0: inadequate

Avenir - efficiency of administration

Administrative costs

4.3% of premiums

Collection of data 11/2016

When is a health insurance company efficient?

Health insurance companies are considered efficient
if their administrative costs are less than 4.2% of premiums.

Offered by Groupe Mutuel

Avenir – company details

Reserves of the health insurer Avenir 2014 2015
Number of policyholders 225,833 231,299
Reserves in millions of CHF 137.9 129.7
Minimum reserves in millions of CHF 112.0 112.8
Solvency ratio 123.0% 115.0%
comparis.ch displays the supervision data published by the FOPH. comparis.ch does not guarantee the accuracy of the data. Last updated: 26.09.2016

About Avenir

Avenir Assurance Maladie SA belongs to Groupe Mutuel Holding.

The Fribourg health insurance company, Avenir, has belonged to Groupe Mutuel Holding since 1997. At the beginning of 2011, Avenir merged with two other basic insurance providers of Groupe Mutuel, SKBH and St. Moritz Health and Accident Insurance, to form Avenir Assurance Maladie SA.

Benefits covered under basic insurance

The Health Insurance Act (KVG) defines the Swiss catalogue of benefits as insured by the health insurance companies.

Switching to Groupe Mutuel for basic insurance

For the mandatory basic insurance, health insurance providers must accept all insured persons irrespective of age, gender or state of health (full freedom to choose one's insurer).

Products from Groupe Mutuel

In addition to the mandatory basic insurance, Groupe Mutuel offers alternative insurance models. However, these models are not available everywhere in Switzerland. You can find out most easily if these are offered in your place of residence by making a premium comparison.

How to contact Avenir

Avenir Assurance Maladie SA
Rue de Cèdres 5
1920 Martigny
Tel. 0848 803 111
Fax 0848 803 112

Request a no-obligation quote now

Avenir - 0 more forum articles



Number of policyholders

Average number of policyholders in the previous year (basic insurance only).

Reserves in millions of CHF

Including reserves for optional daily benefits insurance.

Minimum reserves in millions of CHF

Since 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.

Solvency ratio

The solvency ratio indicates the ratio between the existing reserves and the minimum amount.



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