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The benefits covered by partial casco insurance vary according to the car insurance company. Generally speaking, partial casco covers damage to your own car not caused by a collision. Partial casco insurance is optional.
Partial casco insurance covers damage to your own car. It includes the following risks:
The following cover is available for an extra charge:
Note: many car insurance companies include mobility (breakdown) cover as part of their partial casco deals. However, according to the definition of this insurance, this component is not compulsory. You should therefore check your quote to see if it is included.
The price of premiums varies according to the cover provided (e.g. high deductible, add-ons) and the insurer. On the Comparis website, you can compare the latest premiums and request no-obligation quotes.
As a rule, partial casco insurance is suitable for cars between four and seven years old. You should also consider how you use your vehicle and your personal need for peace of mind when assessing whether partial or full casco insurance is the best choice for you. Find out what sort of car insurance you need here.
Tip: since repair costs for replacing the windscreen etc. do not necessarily decrease with increasing vehicle age, it may well be worth buying partial casco insurance for older cars, too.
Overview of car insurance types
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