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Touring Club Schweiz (TCS) motorcycle insurance

Products from Touring Club Schweiz (TCS)

Liability insurance
Insurance against liability claims resulting from the provisions of road traffic laws.

Sum insured: CHF 100 million

In addition, there is subsidiary liability cover for vehicles rented by the policyholder.

Deductible: CHF 0; plus an additional CHF 1000 for drivers under the age of 25

Bonus protection included

Comprehensive (casco) insurance
Replacement value is covered during the first seven years of operation. From the 8th year of operation, cover is based on the replacement value supplement. From the 15th year of operation, only the current value is covered.

Partial casco
Cover includes damage to the vehicle caused by theft, fire, natural hazards, glass breakage, collisions with animals, martens (including consequential damage), vandalism (including graffiti on the bodywork), assistance for accident victims, earthquakes and volcanic eruptions.

Deductible: CHF 0

Collision casco
Covers damage to the vehicle caused by collision and scratching.

Deductible: CHF 500

Bonus protection included

Additional options
Suspension / suspension discount included. When you deposit the number plates (e.g. during winter), part of the premium is proportionally refunded; i.e. you are given a suspension discount. As a rule, you only pay premiums for 9 months for 12-month cover.

Comprehensive insurance endorsements

  • Headlights

  • Personal effects (items carried in the car): CHF 2000

  • Protective clothing: CHF 2000

  • “Care-free” option with the following cover: gross negligence, key replacement and lock changing costs (up to CHF 5000), psychological support following an accident (up to CHF 1500) and road safety training following an accident (up to CHF 500)

  • Accident insurance

  • For registered keepers and passengers: lump-sum death benefit CHF 10,000, lump-sum disability benefit CHF 100,000, treatment

Other points to note
Breakdown assistance, towing and organization of vehicle recovery are not included in this insurance product. If you are a TCS member, these benefits can be covered for incidents occurring in Switzerland. Cover can also be taken out for assistance outside Switzerland.

TCS Car Insurance is a product offered by Touring Club Switzerland. Insurer and contractual partner is Basler Versicherung AG, Aeschengraben 21, Postfach, 4002 Basel.

Liability insurance

Insurance against liability claims resulting from the provisions of road traffic laws.

Sum insured: CHF 100 million

In addition, there is subsidiary liability cover for vehicles rented by the policyholder.

Deductible: CHF 0; plus an additional CHF 1000 for drivers under the age of 25

Bonus protection included

Comprehensive (casco) insurance

Replacement value is covered during the first two years of operation. From the 3rd year of operation, cover is based on the replacement value supplement. From the 15th year of operation, only the current value is covered.

Partial casco

Cover includes damage to the vehicle caused by theft, fire, natural hazards, glass breakage, collisions with animals, martens (including consequential damage), vandalism (including graffiti on the bodywork), assistance for accident victims, earthquakes and volcanic eruptions. Deductible: CHF 300

Collision casco

Covers damage to the vehicle caused by collision and scratching.

Deductible: CHF 1000

Bonus protection included

Additional options

Suspension / suspension discount included. When you deposit the number plates (e.g. during winter), part of the premium is proportionally refunded; i.e. you are given a suspension discount. As a rule, you only pay premiums for 9 months for 12-month cover.

Comprehensive insurance endorsements

  • Protective clothing: CHF 2000

  • “Care-free” option with the following cover: gross negligence, key replacement and lock changing costs (up to CHF 5000), psychological support following an accident (up to CHF 1500) and road safety training following an accident (up to CHF 500)

Other points to note

Breakdown assistance, towing and organization of vehicle recovery are not included in this insurance product. If you are a TCS member, these benefits can be covered for incidents occurring in Switzerland. Cover can also be taken out for assistance outside Switzerland.

TCS Car Insurance is a product offered by Touring Club Switzerland. Insurer and contractual partner is Basler Versicherung AG, Aeschengraben 21, Postfach, 4002 Basel.

Liability insurance

Insurance against liability claims resulting from the provisions of road traffic laws.Sum insured: CHF 100 million

In addition, there is subsidiary liability cover for vehicles rented by the policyholder.

Deductible: CHF 500; plus an additional CHF 1000 for drivers under the age of 25

Bonus protection not included

Comprehensive (casco) insurance

The current value is covered.

Partial casco

Cover includes damage to the vehicle caused by theft, fire, natural hazards, glass breakage, collisions with animals, martens (including consequential damage), vandalism (including graffiti on the bodywork), assistance for accident victims, earthquakes and volcanic eruptions. Deductible: CHF 500

Collision casco

Covers damage to the vehicle caused by collision and scratching. Deductible: CHF 1000 Bonus protection not included

Additional options

Suspension / suspension discount included. When you deposit the number plates (e.g. during winter), part of the premium is proportionally refunded; i.e. you are given a suspension discount. As a rule, you only pay premiums for 9 months for 12-month cover.

Other points to note

Breakdown assistance, towing and organization of vehicle recovery are not included in this insurance product. If you are a TCS member, these benefits can be covered for incidents occurring in Switzerland. Cover can also be taken out for assistance outside Switzerland.

TCS Car Insurance is a product offered by Touring Club Switzerland. Insurer and contractual partner is Basler Versicherung AG, Aeschengraben 21, Postfach, 4002 Basel.

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Information about Touring Club Schweiz (TCS) insurance company

Insurance carrier

Baloise Insurance Ltd

Head office

Basel

Overview of Swiss motorcycle insurance