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Simpego motorcycle insurance

Products from Simpego

Liability insurance

  • Covers warranted claims resulting from the provisions of road traffic law and defence against unwarranted claims for the policyholder, up to CHF 100 million per case

  • Choice of deductible from CHF 500 to CHF 10,000

  • An additional deductible of CHF 1,000 is required for undeclared drivers under the age of 25

  • No premium increase in the event of a claim
    •Gross negligence protection also covered

Casco insurance

  • Replacement value cover in the case of total loss in the first two years of operation

  • From the 3rd year of operation, the current value plus the replacement value supplement is covered in the case of total loss. There is no time limit on the replacement value supplement.

  • Compared with other products, compensation in the case of total loss is above average.

  • Optional equipment and accessories for which an additional price was paid are always included in the cover regardless of whether they were already fitted on the vehicle at the time of delivery or were installed or purchased at a later date.

  • Gross negligence protection also covered

Partial casco

  • Cover includes damage due to fire, natural hazards, snow slides, theft, collisions with animals, marten and rodent bites including consequential damage, vandalism (including graffiti on the bodywork), assistance for accident victims, falling objects.

  • Also covered is glass breakage for windows (“Basis”) and for lights and lamps (“Plus”).

  • Choice of deductible from CHF 500 to CHF 5,000

Collision casco

  • Covers damage due to collision and scratched paintwork

  • No premium increase in the event of a claim

  • Choice of deductible from CHF 1,000 to CHF 10,000

Casco insurance supplements

  • Protective clothing (including pillion passenger) can be insured at its original value. Choice of sum insured from CHF 1 to CHF 5,000.

Passenger accident insurance
Not covered

Other points to note

  • Notice of cancellation: 24 hours

  • Period of insurance: 1 year

  • All deductibles can be freely chosen down to the individual franc

  • All premiums include a suspension discount.

  • Free choice of garage included.

Liability insurance

  • Covers warranted claims resulting from the provisions of road traffic law and defence against unwarranted claims for the policyholder, up to CHF 100 million per case

  • Choice of deductible from CHF 0 to CHF 10,000

  • An additional deductible of CHF 1,000 is required for undeclared drivers under the age of 25

  • No premium increase in the event of a claim

  • Gross negligence protection also covered

Casco insurance

  • Replacement value cover in the case of total loss in the first two years of operation

  • From the 3rd year of operation, the current value plus the replacement value supplement is covered in the case of total loss. There is no time limit on the replacement value supplement.

  • Compared with other products, compensation in the case of total loss is above average.

  • Optional equipment and accessories for which an additional price was paid are always included in the cover regardless of whether they were already fitted on the vehicle at the time of delivery or were installed or purchased at a later date.

  • Gross negligence protection also covered

Partial casco

  • Cover includes damage due to fire, natural hazards, snow slides, theft, collisions with animals, marten and rodent bites including consequential damage, vandalism (including graffiti on the bodywork), assistance for accident victims, falling objects.

  • Also covered is glass breakage for windows (“Basis”) and for lights and lamps (“Plus”).

  • Choice of deductible from CHF 0 to CHF 5,000

Collision casco

  • Covers damage due to collision and scratched paintwork

  • No premium increase in the event of a claim

  • Choice of deductible from CHF 0 to CHF 10,000 

Casco insurance supplements

  • An alternative deductible for damage while parked is available in conjunction with collision casco cover. It applies to damage up to a cost of CHF 2,000 (“Basis”) or an unlimited amount (“Plus”), as required.

  • Personal effects carried in or on the motorcycle can be covered up to an amount between CHF 1,000 and CHF 5,000

  • Protective clothing (including pillion passenger) can be insured at its original value. Choice of sum insured from CHF 1 to CHF 5,000.

  • 24-hour roadside assistance for breakdowns and accidents. Policyholder can choose whether to be towed to the nearest suitable garage (“Basis”) or to a garage of their choice (“Plus”). Onward journey cover following a breakdown or accident is also included.

Passenger accident insurance

  • 3 optional benefits packages: Standard, Basis, and Plus with lump-sum death and disability benefits (selectable by policyholder), treatment costs and daily allowance for hospital stays

Other points to note

  • Notice of cancellation: 24 hours

  • Period of insurance: 1 year

  • All deductibles can be freely chosen down to the individual franc

  • All premiums include a suspension discount.

  • Free choice of garage included.

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Information about Simpego insurance company

Insurance carrier

Simpego Versicherungen AG

Head office

Zurich

Overview of Swiss motorcycle insurance