smile.direct motorcycle insurance

Below you can find information on motorcycle insurance from smile.direct. It is divided into two sections: information on the insurance company and experiences of Comparis users with the company.


Products from smile.direct:

  • clever

    Liability insurance

    • Sum insured: CHF 100 m (up to CHF 5 m for damage due to fire, explosion and nuclear power)
    • Deductible: generally CHF 0; CHF 500 for new drivers; CHF 1,000 for young drivers under age 26

     

    Casco insurance

    • Replacement value supplement: in case of total loss, always included for vehicles up to 6 years of age. This replacement value supplement offers below-average compensation compared to other products.
    • Partial casco: includes damage due to fire, alpine hazards, storm/flooding, collisions with animals, martens, glass breakage (only screen), vandalism and theft.
    • Deductible: CHF 200 for partial casco; CHF 1,000 for collision casco
    • Personal items: insurable up to CHF 2,000
    • Damage while parked: insurable up to CHF 1,000 or CHF 3,000

     

    Further options

    • Accident insurance: for driver and passenger; sum payable at death (CHF 20,000), disability benefits (CHF 50,000), per-diem allowances for illness (CHF 25) and hospitalisation (CHF 25)
    • Suspension discount: when you deposit the number plates (e.g. during winter), part of the premium is proportionally refunded; i.e. you are given a suspension discount.
    • Gross negligence cover: applies to mandatory liability insurance (not available to new and young drivers)
    • Bonus protection: available (cover for 1 claim per year)
    • Roadside assistance: insurable
  • premium

    Liability insurance

    • Sum insured: CHF 100 m (up to CHF 5 m for damage due to fire, explosion and nuclear power)
    • Deductible: generally CHF 0; CHF 500 for new drivers; CHF 1,000 for young drivers under age 26

     

    Casco insurance

    • Replacement value supplement: in case of total loss, always included for vehicles up to 7 years of age. This replacement value supplement offers below-average compensation compared to other products.
    • Partial casco: includes damage due to fire, natural hazards, collisions with animals, martens, glass breakage (all motorcycle parts made of glass or glass-like substitutes), vandalism and theft.
    • Deductible: CHF 0 for partial casco; CHF 500 for collision casco
    • Personal items: insurable up to CHF 2,000 (total amount, including motorcycle clothing), coverage also includes electronic devices
    • Damage while parked: insurable with unlimited benefits and additional coverage for certain types of damage to bodywork

     

    Further options

    • Accident insurance: for driver and passenger; sum payable at death (CHF 50,000), disability benefits (CHF 100,000), per-diem allowances for illness (CHF 40) and hospitalisation (CHF 40)
    • Suspension discount: when you deposit the number plates (e.g. during winter), part of the premium is proportionally refunded; i.e. you are given a suspension discount.
    • Gross negligence cover: applies to mandatory liability insurance (not available to new and young drivers).
    • Bonus protection: optional (general bonus protection with unlimited number of claims)
    • Roadside assistance: insurable as a supplement including reimbursement of rental motorcycle

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Information about the insurance company

Insurer
smile.direct
Head office
Wallisellen