Car insurance

Natural hazards


Damage to vehicles due to the following forces of nature falls into this category:

  • storm winds (wind speed of at least 75 km/h) 
  • avalanches 
  • hail 
  • landslides 
  • falling rock 
  • high water 
  • flooding 
  • snow load

Some car insurers subdivide the types of damage due to natural hazards into separate components.

Tip:
The probability of your car being crushed by an avalanche or washed away by a mountain stream is quite small. However should such an accident actually occur, there can be a great amount of damage. Natural hazards are included in partial casco insurance (comprehensive).