Car insurance

Natural hazards

Damage to vehicles due to the following forces of nature falls into this category:

  • storm winds (wind speed of at least 75 km/h) 
  • avalanches 
  • hail 
  • landslides 
  • falling rock 
  • high water 
  • flooding 
  • snow load

Some car insurers subdivide the types of damage due to natural hazards into separate components.

The probability of your car being crushed by an avalanche or washed away by a mountain stream is quite small. However should such an accident actually occur, there can be a great amount of damage. Natural hazards are included in partial casco insurance (comprehensive).