Damage to vehicles due to the following forces of nature falls into this category:
- storm winds (wind speed of at least 75 km/h)
- avalanches
- hail
- landslides
- falling rock
- high water
- flooding
- snow load
Some car insurers subdivide the types of damage due to natural hazards into separate components.
Tip:
The probability of your car being crushed by an avalanche or washed away by a mountain stream is quite small. However should such an accident actually occur, there can be a great amount of damage. Natural hazards are included in partial casco insurance (comprehensive).