Personal legal protection
What is personal legal protection insurance? Who can benefit from it? Get an overview here.
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The benefits and premiums vary from one provider to another. It pays to compare.
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What is personal legal protection insurance?
Legal protection insurance can help you with legal challenges.
One form of legal protection insurance is personal legal protection. It covers assistance with legal disputes in private life. Depending on the insurance, this may include neighbourhood disputes, problems with a landlord, claims for damages or disputes after concluding contracts.
Personal legal protection for families
You can take out legal protection insurance as an individual or for the whole family. Family insurance protects policyholders and their family members. In some cases, other people living in the household are also covered by the insurance.
Certain insurers limit family insurance to children up to the age of 18 and two adults in the same household. Others insure any number of unemployed children living in the same household, even if they are over 18 years old.
Family disputes: what does legal protection cover?
Legal protection insurance for property
Legal protection for tenants and owners provides financial protection in the event of legal conflicts relating to a property.
Personal legal protection: FAQs
Personal legal protection insurance can be worthwhile. Legal costs can quickly run into thousands of francs. Legal protection protects you from this risk.
After taking out legal protection insurance, there is initially a waiting period (or qualifying period). It is usually one to three months. The duration is set out in the contract provisions. Legal protection will only take effect after this period.
Legal protection insurance covers various costs in the event of legal disputes. The benefits are set out in the insurance conditions.
Important: not all legal cases are covered. Divorces, for example, are usually excluded from coverage.
Would you like to have as many legal risks insured as possible? Then combined legal protection consisting of personal legal protection and motor legal protection may be worthwhile for you.
Many insurance companies offer discounts when choosing a combined insurance policy. It’s also less complicated if everything is covered by a single policy.
This varies from insurer to insurer. Both forms of cover have advantages.
The free choice of lawyer offers flexibility. You can choose a specialist lawyer yourself.
A lawyer provided by the insurance company saves time. You benefit from fixed costs and experienced partners.
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